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\uc801\uc6a9\uae30\uac04: \ub9e4\ub144 1\uc6d4\ubd80\ud130 12\uc6d4\uae4c\uc9c0","15\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uc54c\uae30 \uc26c\uc6b4 \uad6d\ubbfc\uc5f0\uae08\ubaa8\ub4e0 \uad6d\ubbfc\uc774 \uac00\uc785 \ub300\uc0c1\uc785\ub2c8\ub2e4.\u000d\u000a\uad6d\ub0b4 \uac70\uc8fc\ud558\ub294 18\uc138 \uc774\uc0c1 60\uc138 \ubbf8\ub9cc\uc778 \uad6d\ubbfc\uc740 \ub204\uad6c\ub098 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ud574\uc57c \ud569\ub2c8\ub2e4.\u000d\u000a(\ub2e4\ub9cc, \uacf5\ubb34\uc6d0, \uad70\uc778, \uc0ac\ub9bd\ud559\uad50 \uad50\uc9c1\uc6d0 \ubc0f \ubcc4\uc815\uc6b0\uccb4\uad6d \uc9c1\uc6d0\uc740 \uc81c\uc678) \u000d\u000a< \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790 \uc885\ub958 \ubc0f \uc5f0\uae08\ubcf4\ud5d8\ub8cc >\u000d\u000a\uac00\uc785\uc790\uc885\ub958 \uac00\uc785\uc790\uc694\uac74 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\u000d\u000a\uc0ac\uc5c5\uc7a5\u000d\u000a\uac00\uc785\uc790\u000d\u000a1\uc778 \uc774\uc0c1\uc758 \uadfc\ub85c\uc790\ub97c \uc0ac\uc6a9\ud558\ub294 \uc0ac\uc5c5\uc7a5\uc5d0\u000d\u000a\uadfc\ubb34\ud558\ub294 \uadfc\ub85c\uc790\uc640 \uc0ac\uc6a9\uc790\u000d\u000a\uae30\uc900\uc18c\ub4dd\uc6d4\uc561\uc758 9%\u000d\u000a (\uadfc\ub85c\uc790 4.5%+\uc0ac\uc6a9\uc790 4.5%)\u000d\u000a\uc9c0\uc5ed\u000d\u000a\uac00\uc785\uc790\u000d\u000a1\uc778 \uc790\uc601\uc5c5\uc790, \ub18d\u00b7\uc5b4\uc5c5\uc778 \ub4f1\u000d\u000a\uc0ac\uc5c5\uc7a5\uac00\uc785\uc790\uac00 \uc544\ub2cc \uc790\u000d\u000a\uae30\uc900\uc18c\ub4dd\uc6d4\uc561\uc758 9% \uc784\uc758\u000d\u000a\uac00\uc785\uc790\u000d\u000a18\uc138 \uc774\uc0c1 60\uc138 \ubbf8\ub9cc\uc778 \uc790\ub85c\uc11c \uc0ac\uc5c5\uc7a5 \ubc0f \uc9c0\uc5ed \uac00\uc785\u000d\u000a\ub300\uc0c1\uc740 \uc544\ub2c8\uc9c0\ub9cc \ubcf8\uc778\uc774 \ud76c\ub9dd\ud558\uc5ec \uac00\uc785\ud55c \uc790\u000d\u000a\uc784\uc758\uacc4\uc18d\u000d\u000a\uac00\uc785\uc790\u000d\u000a\uac00\uc785\uc790 \ub610\ub294 \uac00\uc785\uc790\uc600\ub358 \uc790\ub85c\uc11c 60\uc138 \uc774\ud6c4\uc5d0\ub3c4 \ubcf8\uc778\uc774\u000d\u000a\ud76c\ub9dd\ud558\uc5ec \uac00\uc785\ud55c \uc790 (65\uc138 \uc0dd\uc77c \uc804\uae4c\uc9c0 \uac00\uc785 \uc2e0\uccad \uac00\ub2a5)\u000d\u000a\uad6d\ubbfc\uc5f0\uae08 \uae09\uc5ec\uc758 \uc885\ub958\u000d\u000a\ub178\ub839\uc5f0\uae08\u000d\u000a\ub178\ub839\uc5f0\uae08\uc740 \uac00\uc785\uae30\uac04(\uc5f0\uae08\ubcf4\ud5d8\ub8cc \ub0a9\ubd80\uae30\uac04)\uc774 10\ub144 \uc774\uc0c1\uc774\uba74 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 \uc0dd\uc77c \ub2e4\uc74c\u000d\u000a\ub2ec\ubd80\ud130 \ud3c9\uc0dd\ub3d9\uc548 \ub9e4\uc6d4 \uc9c0\uae09 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\uc5f0\ub839, \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34 \uc885\uc0ac, \uc774\ud63c \uc5ec\ubd80 \ub4f1\uc5d0 \ub530\ub77c \ub178\ub839\uc5f0\uae08, \uc870\uae30\ub178\ub839\uc5f0\uae08, \ubd84\ud560\uc5f0\uae08\uc73c\ub85c \u000d\u000a\uad6c\ubd84\ub429\ub2c8\ub2e4.\u000d\u000a\uad6c\ubd84 \uc694\uac74\u000d\u000a\ub178\ub839\uc5f0\uae08 \u00b7 10\ub144 \uc774\uc0c1 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uace0 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839\uc5d0 \ub3c4\ub2ec\ud588\uc744 \ub54c \uc9c0\uae09\u000d\u000a\u00b7 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839\ubd80\ud130 5\ub144 \ub3d9\uc548 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac\ud558\ub294 \uacbd\uc6b0 \ub178\ub839\uc5f0\uae08\uc561\uc744 \uac10\uc561\u000d\u000a\uc870\uae30\u000d\u000a\ub178\ub839\uc5f0\uae08\u000d\u000a\u00b7 10\ub144 \uc774\uc0c1 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uace0 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0 \uc218\uae09\uad8c\uc790\uc758\u000d\u000a\uccad\uad6c\uc5d0 \ub530\ub77c \ucd5c\ub300 5\ub144 \uba3c\uc800 \uc9c0\uae09\u000d\u000a\u00b7 \uccad\uad6c \uc5f0\ub839\uc5d0 \ub530\ub77c 70% ~ 99.5%\ub97c \uc9c0\uae09(1\uac1c\uc6d4\ub9c8\ub2e4 0.5% \uac00\uc0b0)\u000d\u000a\ubd84\ud560\uc5f0\uae08 \u00b7 \uc5f0\uae08\ubcf4\ud5d8\ub8cc \ub0a9\ubd80\uae30\uac04 \uc911 \ud63c\uc778\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc778 \ub178\ub839\uc5f0\uae08\uc218\uae09\uad8c\uc790\uc640 \uc774\ud63c\ud55c \ubc30\uc6b0\uc790\uac00\u000d\u000a\uc218\uae09\uac1c\uc2dc \uc5f0\ub839\uc5d0 \ub3c4\ub2ec\ud558\uba74 \ub178\ub839\uc5f0\uae08\uc561\uc758 \uc77c\ubd80\ub97c \ubd84\ud560\ud558\uc5ec \uc774\ud63c\ud55c \ubc30\uc6b0\uc790\uc5d0\uac8c \uc9c0\uae09","16 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790(2015.7.29. \uc774\ud6c4 \uc218\uae09\uad8c \ucde8\ub4dd*\u000d\u000a)\uac00 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb341)\uc5d0\u000d\u000a\uc885\uc0ac\ud558\ub294 \uacbd\uc6b0 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839\ubd80\ud130 5\ub144 \ub3d9\uc548 A\uac122)\uc744 \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc6d4\uc561\uc5d0\u000d\u000a\ub530\ub77c \uad6c\uac04\ubcc4\ub85c \uac10\uc561(\ub178\ub839\uc5f0\uae08\uc561\uc758 1/2 \ud55c\ub3c4)\ub41c \uc5f0\uae08\uc561\uc774 \uc9c0\uae09\ub418\uba70 \ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561\uc740 \u000d\u000a\uc9c0\uae09\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \u000d\u000a* 2015.7.29. \uc804\uc5d0 \uc218\uae09\uad8c \ucde8\ub4dd\uc790\ub294 \uc5f0\ub839\ubcc4 \uac10\uc561\ub960(50%~10%)\uc744 \uc801\uc6a9\u000d\u000a1) \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\ub780 \uc0ac\uc5c5\u318d\uadfc\ub85c\uc18c\ub4dd\uae08\uc561\uc758 \ud569\uc0b0 \uae08\uc561\uc744 \uc885\uc0ac \uac1c\uc6d4 \uc218\ub85c \ub098\ub204\uc5c8\uc744 \ub54c A\uac12\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0\u000d\u000a2) A\uac12: \uc5f0\uae08 \uc218\uae09 \uc804 3\ub144\uac04 \uc804\uccb4 \uc0ac\uc5c5\uc7a5\uac00\uc785\uc790 \ubc0f \uc9c0\uc5ed\uac00\uc785\uc790\uc758 \ud3c9\uade0\uc18c\ub4dd\uc6d4\uc561\uc758 \ud3c9\uade0\uc561\u000d\u000a(2024\ub144 \uae30\uc900 2,989,237\uc6d0) \u000d\u000a< \ucd9c\uc0dd\uc5f0\ub3c4\ubcc4 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 >\u000d\u000a\ucd9c\uc0dd\uc5f0\ub3c4 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839(\uad6d\ubbfc\uc5f0\uae08 \ubc95\ub960 \uc81c8541\ud638 \ubd80\uce59 \uc81c8\uc870)\u000d\u000a\ub178\ub839\uc5f0\uae08, \ubd84\ud560\uc5f0\uae08 \uc870\uae30\ub178\ub839\uc5f0\uae08\u000d\u000a1953\ub144 ~ 1956\ub144\uc0dd 61\uc138 56\uc138 ~ 60\uc138\u000d\u000a1957\ub144 ~ 1960\ub144\uc0dd 62\uc138 57\uc138 ~ 61\uc138\u000d\u000a1961\ub144 ~ 1964\ub144\uc0dd 63\uc138 58\uc138 ~ 62\uc138\u000d\u000a1965\ub144 ~ 1968\ub144\uc0dd 64\uc138 59\uc138 ~ 63\uc138\u000d\u000a1969\ub144\uc0dd \uc774\ud6c4 65\uc138 60\uc138 ~ 64\uc138","17\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uc54c\uae30 \uc26c\uc6b4 \uad6d\ubbfc\uc5f0\uae08\u203b \ubd80\ubaa8 \ubc0f \uc870\ubd80\ubaa8\uc758 \uc5f0\ub839\uc740 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 \uc0c1\ud5a5\uc870\uc815 \uaddc\uc815\uc5d0 \ub530\ub984\u000d\u000a\ub178\ub839\uc5f0\uae08\uc218\uae09\uad8c\uc790\uac00 \uc0ac\ub9dd\ud55c \uacbd\uc6b0 \uc720\uc871\uc5f0\uae08\uc561\uc740 \uc0ac\ub9dd\ud55c \uc790\uac00 \ubc1b\ub358 \ub178\ub839\uc5f0\uae08\uc561\uc744 \ucd08\uacfc\ud560\u000d\u000a\uc218 \uc5c6\uc73c\uba70, \ub178\ub839\uc5f0\uae08 \uc9c0\uae09\uc5f0\uae30\ub85c \uc778\ud55c \uac00\uc0b0\uae08\uc561\uc740 \uc720\uc871\uc5f0\uae08\uc5d0 \ubc18\uc601\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u000d\u000a\uc7a5\uc560\uc5f0\uae08\u000d\u000a\uc77c\uc815\uae30\uac04 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud55c \uac00\uc785\uc790(\uc600\ub358 \uc790)\uac00 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 \uc804\uc5d0 \ubc1c\uc0dd\ud55c \u000d\u000a\uc9c8\ubcd1\uc774\ub098 \ubd80\uc0c1\uc73c\ub85c \uc2e0\uccb4\uc801 \ub610\ub294 \uc815\uc2e0\uc801 \uc7a5\uc560\uac00 \ub0a8\uc558\uc744 \ub54c \uadf8 \uc7a5\uc560 \uc815\ub3c4(\uc7a5\uc560\ub4f1\uae09 1~3\uae09\uc740\u000d\u000a\uc5f0\uae08, \uc7a5\uc560\ub4f1\uae09 4\uae09\uc740 \uc77c\uc2dc\uae08)\uc5d0 \ub530\ub77c \uae09\uc5ec\ub97c \uc9c0\uae09\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\uc77c\uc2dc\uae08(\ubc18\ud658\uc77c\uc2dc\uae08\u00b7\uc0ac\ub9dd\uc77c\uc2dc\uae08)\u000d\u000a\ubc18\ud658\uc77c\uc2dc\uae08\uc740 60\uc138 \ub3c4\ub2ec(\uac00\uc785\uae30\uac04 10\ub144 \ubbf8\ub9cc), \uc0ac\ub9dd, \uad6d\uc801\uc0c1\uc2e4, \uad6d\uc678\uc774\uc8fc\ud558\uc600\uc73c\ub098 \uc5f0\uae08\u000d\u000a\uc218\uae09 \uc694\uac74\uc744 \ucc44\uc6b0\uc9c0 \ubabb\ud55c \uacbd\uc6b0 \uadf8\ub3d9\uc548 \ub0a9\ubd80\ud55c \ubcf4\ud5d8\ub8cc\uc5d0 \uc774\uc790\ub97c \ub354\ud574 \uc77c\uc2dc\uae08\uc73c\ub85c \uc9c0\uae09\ud558\ub294\u000d\u000a\uae09\uc5ec\uc785\ub2c8\ub2e4. \u000d\u000a\u203b \ucd9c\uc0dd\uc5f0\ub3c4\ubcc4 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 \uc0c1\ud5a5\uc870\uc815 \uaddc\uc815\uc5d0 \ub530\ub974\uc9c0\ub9cc \ubcf8\uc778 \ud76c\ub9dd \uc2dc 60\uc138\ubd80\ud130 \uccad\uad6c \uac00\ub2a5\u000d\u000a\uc0ac\ub9dd\uc77c\uc2dc\uae08\uc740 \uc720\uc871\uc5f0\uae08 \ub610\ub294 \ubc18\ud658\uc77c\uc2dc\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc720\uc871\uc758 \ubc94\uc704\uc5d0 \ud574\ub2f9\ud558\ub294 \ubd84\uc774 \u000d\u000a\uc5c6\ub294 \uacbd\uc6b0\uc5d0 \uc9c0\uae09\ud558\ub294 \uc7a5\uc81c\ubd80\uc870\uc801\u00b7\ubcf4\uc0c1\uc801 \uc131\uaca9\uc758 \uae09\uc5ec\uc785\ub2c8\ub2e4.\u000d\u000a\uc720\uc871\uc758 \ubc94\uc704 \uc5f0\ub839\uc694\uac74 \uc7a5\uc560\uc694\uac74\u000d\u000a\ubc30\uc6b0\uc790(\uc0ac\uc2e4\ud63c \ud3ec\ud568) \uc5f0\ub839 \ubc0f \uc7a5\uc560 \uc694\uac74 \uc5c6\uc74c\u000d\u000a\uc790\ub140 25\uc138 \ubbf8\ub9cc \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294\u000d\u000a\u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778*\uc5d0 \ud574\ub2f9\u000d\u000a* 2023.9.14. \uc774\ud6c4 \uc720\uc871\uc5f0\uae08 \uc9c0\uae09\uc0ac\uc720\uac00\u000d\u000a\ubc1c\uc0dd\ud55c \uacbd\uc6b0 \uc801\uc6a9\u000d\u000a\ubd80\ubaa8(\ubc30\uc6b0\uc790\uc758 \ubd80\ubaa8 \ud3ec\ud568) 60\uc138 \uc774\uc0c1\u000d\u000a\uc190\uc790\ub140 19\uc138 \ubbf8\ub9cc\u000d\u000a\uc870\ubd80\ubaa8(\ubc30\uc6b0\uc790\uc758 \uc870\ubd80\ubaa8 \ud3ec\ud568) 60\uc138 \uc774\uc0c1 \u000d\u000a\uc720\uc871\uc5f0\uae08\u000d\u000a\uc77c\uc815\uae30\uac04 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud55c \uac00\uc785\uc790(\uc600\ub358 \uc790)\uac00 \uc0ac\ub9dd\ud558\uac70\ub098 \ub178\ub839\uc5f0\uae08\uc774\ub098 \uc7a5\uc560 2\uae09 \u000d\u000a\uc774\uc0c1\uc758 \uc7a5\uc560\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uac00 \uc0ac\ub9dd\ud55c \uacbd\uc6b0, \uadf8\uc5d0 \uc758\ud574 \uc0dd\uacc4\ub97c \uc720\uc9c0\ud558\ub358 \uc544\ub798\uc758 \uc720\uc871 \uc911 \u000d\u000a\ucd5c\uc6b0\uc120 \uc21c\uc704\uc790\uc5d0\uac8c \uc9c0\uae09\ud569\ub2c8\ub2e4.","18\uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8","19\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uc54c\uae30 \uc26c\uc6b4 \uad6d\ubbfc\uc5f0\uae08\u000d\u000a\u0ac0\u06a9\u0813\u0579\u000d\u000a\u09a5\u0352\u02b3\u06a9\u041f\u0001\u069f\u0114\u0001\u055a\u02bc\u000d\u000a\u0161\u0505\u077e\u018c\u0001\u0012\u0011\u0011\u0006\u0001\u0b60\u07c7\u053c\u000d\u000a\u059f\u041f\u0184\u000d\u000a\u000d\u06b7\u065e\u0001\u018c\u077e\u0161\u0505\u000d\u000a\u00dd\u082f\u05b6\u0001\u0457\u0114\u0001\u0471\u022f\u055a\u07c0\u0643\u000d\u000a\u0a82\u06a9\u0ad5\u000d\u000a\u0848\u04d8\u00dd\u07a4\u0001\u0b17\u01cc\u0b11\u02bc\u000d\u000a\u0160\u000f\u0a29\u000f\u0894\u000f\u08b6\u0001\u018c\u077e\u0161\u0505\u000d\u000a\u075f\u0772\u0797\u0001\u018c\u077e\u0161\u0505\u000d\u000a\u0161\u0505\u077e\u018c\u00014/4\u0001\u0001\u09de\u0a47\u098d\u000d\u000a\u0824\u0b11\u0815\u0b5e\u0001\u0772\u02a2\u0001\u0b13\u000d\u000a\u09a5\u09a5\u0794\u0b01\u0001\u03fc\u06a9\u0001\u0999\u0160\u000d\u000a\u022f\u02a0\u0131\u0001\u07fb\u06c3\u0001\u0161\u0505\u077e\u018c\u0001\u0b4f\u0a2f\u000d\u000a\u04a1\u0845\u06b8\u041f\u0001\u0661\u069f\u0114\u0001\u013c\u07ef\u000d\u000a\u031c\u0196\u0160\u0852\u0001\u08b1\u07e3\u000d\u000a/14\u0001\u08b1\u07e3\u00a2\u0240\u0001\u012a\u0772\u0001\u0161\u0505\u077e\u018c\u00a3\u000d\u000a\u07c0\u0643\u0b11\u0947\u06b8\u0001\u031c\u0196\u0160\u0852\u000d\u000a\u013c\u02df\u0001\u091a\u0769\u04d5\u0001\u074d\u0813\u0196\u0578\u0a3a\u000d\u000d\u000a\u08af\u013c\u00e5\u0a6b\u01a3\u0817\u0618\u0001\u000d\u000a\u0618\u0817\u0001\u022f\u02a0\u02bc\u0001\u07a4\u0465\u02ef\u077e\u000d\u000a\u041f\u0618\u07f8\u0787\u0001\u035d\u0001\u041f\u0184\u0813\u059c\u0001\u07d7\u08b0\u000d\u000a\u02fc\u0001\u0624\u0624\u0b11\u0114\u0001\u0471\u022f\u055a\u02bc\u000d\u000a\u0161\u0505\u077e\u018c\u000d\u000a\u059c\u0a7d\u07ef \u0a23\u0184\u03ed\u06a9\u0815","20 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a3 \uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A)\u000d\u000a01 \uc5f0\uae08\uc561\uc740 \uc5b4\ub5bb\uac8c \uc0b0\uc815\ub418\ub098\uc694? \u000d\u000a02 \ub9e4\ub144 \ubb3c\uac00\uac00 \uc624\ub974\ub294\ub370 \ubc1b\ub294 \uc5f0\uae08\uc561\ub3c4 \uc62c\ub77c\uac00\ub098\uc694?\u000d\u000a03 \uc5f0\uae08\uc744 \ubc1b\ub294 \uacc4\uc88c\ub294 \uc5b4\ub5bb\uac8c \ubcc0\uacbd\ud558\ub098\uc694?\u000d\u000a04 \uc5f0\uae08\ub3c4 \uc555\ub958\uac00 \ub418\ub098\uc694?\u000d\u000a05 \ud574\uc678\ub85c \uc774\uc8fc\ud574\ub3c4 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a06 \uad6d\ubbfc\uc5f0\uae08\uacfc \uae30\ucd08\uc5f0\uae08 \ub458 \ub2e4 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a07 \uad6d\ubbfc\uc5f0\uae08 \uae30\uae08\uc774 \uc18c\uc9c4\ub418\uba74 \uc5f0\uae08\uc744 \ubabb \ubc1b\ub098\uc694?\u000d\u000a08 \uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\ub294\ub370 \uc218\uae09\uad8c \ud655\uc778 \uc790\ub8cc\ub97c \uc81c\ucd9c\ud574\uc57c \ud558\ub098\uc694?\u000d\u000a \uae09\uc5ec \uc77c\ubc18\u000d\u000a09 \ub178\ub839\uc5f0\uae08\uc744 \ub098\uc911\uc5d0 \ubc1b\uace0 \uc2f6\uc740\ub370 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?\u000d\u000a10 \ubd80\ubd80\uac00 \ubaa8\ub450 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ub418\uc5c8\ub294\ub370 \ub458 \ub2e4 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218\u000d\u000a\uc788\ub098\uc694?\u000d\u000a11 \ubc30\uc6b0\uc790\uc640 \uc774\ud63c\ud558\uba74 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? \u000d\u000a12 \ub178\ub839\uc5f0\uae08\uc744 \ubbf8\ub9ac \ubc1b\uc744 \uc218 \uc788\ub098\uc694? \u000d\u000a13 \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\uc73c\uba74\uc11c \uc18c\ub4dd\uc774 \uc0dd\uae30\uba74 \uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\u000d\u000a\ub178\ub839\uc5f0\uae08\u000d\u000a14 \uc720\uc871\uc5f0\uae08\uc744 \ubc1b\ub358 \uc911 \uc18c\ub4dd\uc774 \uc0dd\uae30\uba74 \uc5f0\uae08\uc744 \uacc4\uc18d \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a15 \uc720\uc871\u00b7\uc7a5\uc560\uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\ub294\ub370 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\u000d\u000a\ud574\uc57c \ud558\ub098\uc694?\u000d\u000a16 \ubc30\uc6b0\uc790 \uc0ac\ub9dd\uc73c\ub85c \uc720\uc871\uc5f0\uae08\uc744 \ubc1b\ub2e4\uac00 \uc7ac\ud63c\ud574\ub3c4 \uacc4\uc18d \ubc1b\uc744\u000d\u000a\uc218 \uc788\ub098\uc694?\u000d\u000a17 \uad50\ud1b5\uc0ac\uace0\ub85c \ubc30\uc6b0\uc790\uac00 \uc0ac\ub9dd\ud558\uc5ec \uc190\ud574\ubc30\uc0c1\uae08\uc744 \uc218\ub839\ud588\ub294\ub370\u000d\u000a\uc720\uc871\uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a\uc720\uc871.\u000d\u000a\uc7a5\uc560\uc5f0\uae08\u000d\u000a18 \uad6d\ubbfc\uc5f0\uae08\ub9cc \ubc1b\ub294\ub370 \uc138\uae08\uc744 \ub0b4\uc57c \ud558\ub098\uc694? \u000d\u000a19 \uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc790\ub140 \ub610\ub294 \ubc30\uc6b0\uc790\uc758 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ubd80\uc591\u000d\u000a\uac00\uc871\uc73c\ub85c \ub4f1\ub85d\ud560 \uc218 \uc788\ub098\uc694?\u000d\u000a20 \uc885\ud569\uc18c\ub4dd\uc2e0\uace0\ub97c \ud560 \ub54c \uad6d\ubbfc\uc5f0\uae08\ub3c4 \uc2e0\uace0\ud574\uc57c \ud558\ub098\uc694?\u000d\u000a\uc5f0\uae08\uc18c\ub4dd \uacfc\uc138","21\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \uc5f0\uae08\uc561 \uc0b0\uc815 = \uae30\ubcf8\uc5f0\uae08\uc561 \u00d7 \uc9c0\uae09\ub960 + \ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561\u000d\u000a\u2022 \uae30\ubcf8\uc5f0\uae08\uc561 = 1.2(A1)+B2))(1+0.05n3)/12)\u000d\u000a[1.2 : \uff0728\ub144 \uc774\ud6c4 \uc18c\ub4dd\ub300\uccb4\uc728 \ube44\ub840\uc0c1\uc218, n : 20\ub144 \ucd08\uacfc \uac00\uc785\uc6d4\uc218] \u000d\u000a1) (\uade0\ub4f1\ubd80\ubd84, A\uac12) \uc804\uccb4 \uac00\uc785\uc790(\uc0ac\uc5c5\uc7a5 \ubc0f \uc9c0\uc5ed\uac00\uc785\uc790)\uc758 \ud3c9\uade0\uc18c\ub4dd\uc5d0 \uc758\ud574 \uacb0\uc815\u000d\u000a2) (\uc18c\ub4dd\ube44\ub840\ubd80\ubd84, B\uac12) \uac00\uc785\uc790 \ubcf8\uc778\uc758 \ud3c9\uade0\uc18c\ub4dd\u000d\u000a3) (\uac00\uc785\uc6d4\uc218, n) \uac00\uc785\uae30\uac04\uc774 20\ub144\uc744 \ucd08\uacfc\ud558\ub294 \uac00\uc785\uc6d4\uc218\u000d\u000a\u2022 \uc9c0\uae09\ub960\u000d\u000a\ub178\ub839\uc5f0\uae08:\uac00\uc785\uae30\uac04 10\ub144 \uae30\uc900 50%\uc5d0 \uac00\uc785\uae30\uac04 10\ub144\uc744 \ucd08\uacfc\ud558\ub294 1\ub144 \ub9c8\ub2e4 5% \uac00\uc0b0\u000d\u000a\uc7a5\uc560\uc5f0\uae08:\uc7a5\uc5601\uae09 100%, 2\uae09 80%, 3\uae09 60%, 4\uae09(\uc77c\uc2dc\uae08) 225%\u000d\u000a\uc720\uc871\uc5f0\uae08:\uac00\uc785\uae30\uac04 10\ub144 \ubbf8\ub9cc 40%, 10\ub144 \uc774\uc0c1 20\ub144 \ubbf8\ub9cc 50%, 20\ub144 \uc774\uc0c1 60%\u000d\u000a\u2022 \ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561\u000d\u000a\uc218\uae09\uad8c\uc790(\uc720\uc871\uc5f0\uae08\uc758 \uacbd\uc6b0 \uc0ac\ub9dd\ud55c \uac00\uc785\uc790 \ub610\ub294 \uac00\uc785\uc790\uc600\ub358 \uc790)\uc758 \ubc30\uc6b0\uc790,\u000d\u000a\uc790\ub140(19\uc138 \ubbf8\ub9cc\uc774\uac70\ub098 \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c\u000d\u000a\uc7a5\uc560\uc778*), \ubd80\ubaa8(60\uc138** \uc774\uc0c1\uc774\uac70\ub098 \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u300c\uc7a5\uc560\uc778\u000d\u000a\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778*) \uc911 \uc218\uae09\uad8c\uc790\uc5d0 \uc758\ud574 \uc0dd\uacc4\ub97c \uc720\uc9c0\ud558\ub294 \uc790\uc5d0 \ub300\ud55c\u000d\u000a\uc77c\uc885\uc758 \uac00\uc871\uc218\ub2f9 \uc131\uaca9\uc758 \ubd80\uac00\uae09\uc5ec\u000d\u000a* 2023.9.14. \uc774\ud6c4 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1\u2019\uc774 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778\u2019\uc73c\ub85c \ubcc0\uacbd\u000d\u000a ** \ubd80\ubaa8\uc758 \uc5f0\ub839\uc740 \uae09\uc5ec \uc218\uae09\uac1c\uc2dc \uc5f0\ub839 \uc0c1\ud5a5\uc870\uc815 \uaddc\uc815(16p \ucc38\uace0)\uc5d0 \ub530\ub984\u000d\u000a\u203b (\ubd80\uc591\uac00\uc871\uc5f0\uae08 \ube44\ub300\uc0c1\uae09\uc5ec) \uc18c\ub4dd\uc885\uc0ac \uae30\uac04\uc758 \ub178\ub839\uc5f0\uae08, \ubd84\ud560\uc5f0\uae08, \uc7a5\uc560 4\uae09, \ubc18\ud658\u00b7\uc0ac\ub9dd\uc77c\uc2dc\uae08\u000d\u000a\u203b (\ubd80\uc591\uac00\uc871\uc5f0\uae08 \ube44\ub300\uc0c1\uc790) \uad6d\ubbfc\uc5f0\uae08\uc744 \ud3ec\ud568\ud55c \ub2e4\ub978 \uacf5\uc801\uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\uac70\ub098, \ud55c \uc0ac\ub78c\uc774 \ub450 \uba85 \uc774\uc0c1\u000d\u000a\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\uc758 \ubd80\uc591\uac00\uc871\uc5f0\uae08 \ub300\uc0c1\uc774 \ub420 \uc218\ub294 \uc5c6\uc74c\u000d\u000a \u203b 2024\ub144 \uae30\uc900: \ubc30\uc6b0\uc790 \uc5f0 293,580\uc6d0, \uc790\ub140\u00b7\ubd80\ubaa8 \uc5f0 195,660\uc6d0 \u000d\u000a\uc5f0\uae08\uc561\uc740 \uae30\ubcf8\uc5f0\uae08\uc561\uc5d0 \uc5f0\uae08\uc885\ubcc4 \uc9c0\uae09\ub960\uc744 \uacf1\ud55c \ud6c4 \ubd80\uc591\uac00\uc871\u000d\u000a\uc5f0\uae08\uc561\uc744 \ub354\ud558\uc5ec \uc9c0\uae09\ud569\ub2c8\ub2e4.\u000d\u000a01 \uc5f0\uae08\uc561\uc740 \uc5b4\ub5bb\uac8c \uc0b0\uc815\ub418\ub098\uc694?","22 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a \u203b 2004\ub144\ub3c4 \uc6d4\uc5f0\uae08\uc561\uc774 688,200\uc6d0\uc5d0\uc11c 2024\ub144\ub3c4 1,097,620\uc6d0\uc73c\ub85c 20\ub144\uac04 409,420\uc6d0\uc774 \uc778\uc0c1\ub428\u000d\u000a(\ucd5c\ucd08 \uc5f0\uae08 \uc218\ub839 \uc774\ud6c4 \ub9e4\ub144 \uc5f0\uae08\uc561\uc744 \uc778\uc0c1\ud558\uc5ec \uc9c0\uae09\ud55c \uc0ac\ub840)\u000d\u000a< \uc5f0\uae08\uc561 \uc778\uc0c1\ube44\uc728 >\u000d\u000a\uc5f0 \ub3c4 2016\ub144 2017\ub144 2018\ub144 2019\ub144 2020\ub144 2021\ub144 2022\ub144 2023\ub144 2024\ub144\u000d\u000a\uc804\uad6d\uc18c\ube44\uc790\u000d\u000a\ubb3c\uac00\ubcc0\ub3d9\ub960 0.7% 1.0% 1.9% 1.5% 0.4% 0.5% 2.5% 5.1% 3.6%\u000d\u000a(\ub2e8\uc704: \uc6d0, \ub144)\u000d\u000a2004 2007 2010 2013 2016 2019 2022 2023 2024\u000d\u000a688,200 748,330\u000d\u000a825,580 902,940 933,050 974,490 1,008,070 1,059,480\u000d\u000a1,097,620\u000d\u000a<\uc2e4\uc81c \uc5f0\uae08\uc561 \uc778\uc0c1 \uc0ac\ub840>\u000d\u000a\ubb3c\uac00\uac00 \uc624\ub974\uba74 \ubc1b\uace0 \uc788\ub294 \uc5f0\uae08\uc561\ub3c4 \ub9ce\uc544\uc9d1\ub2c8\ub2e4.\u000d\u000a\uad6d\ubbfc\uc5f0\uae08\uc740 \ucc98\uc74c \uc5f0\uae08\uc744 \uc9c0\uae09\ud560 \ub54c\ub294 \uacfc\uac70 \ubcf4\ud5d8\ub8cc \ub0a9\ubd80\uc18c\ub4dd\uc5d0 \uc5f0\ub3c4\ubcc4 \uc7ac\ud3c9\uac00\uc728\uc744\u000d\u000a\uc801\uc6a9\ud558\uc5ec \ud604\uc7ac\uac00\uce58\ub85c \uc7ac\ud3c9\uac00\ud558\uc5ec \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uc5f0\uae08\uc744 \ubc1b\ub294 \uc911\uc5d0\ub294 \ub9e4\ub144 1\uc6d4\uc5d0 \u000d\u000a\uc804\ub144\ub3c4 \uc804\uad6d \uc18c\ube44\uc790\ubb3c\uac00\ubcc0\ub3d9\ub960\uc744 \ubc18\uc601\ud558\uc5ec \uc5f0\uae08\uc561\uc758 \uc2e4\uc9c8\uac00\uce58\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4.\u000d\u000a02 \ub9e4\ub144 \ubb3c\uac00\uac00 \uc624\ub974\ub294\ub370 \ubc1b\ub294 \uc5f0\uae08\uc561\ub3c4 \uc62c\ub77c\uac00\ub098\uc694?","23\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \u318d \ub85c\uadf8\uc778(\uacf5\ub3d9\u00b7\uae08\uc735\uc778\uc99d\uc11c, \ub124\uc774\ubc84\uc778\uc99d, \uce74\uce74\uc624\ud398\uc774\uc778\uc99d) \u2192 \uc2e0\uace0/\uc2e0\uccad \u2192\u000d\u000a\uacc4\uc88c\ubc88\ud638 \ubcc0\uacbd\u000d\u000a\ud648\ud398\uc774\uc9c0\uc5d0\uc11c \uc2e0\uccad\ud558\uae30 \ubaa8\ubc14\uc77c\uc571\uc5d0\uc11c \uc2e0\uccad\ud558\uae30\u000d\u000a\uace0\uac1d\uc13c\ud130, \ud648\ud398\uc774\uc9c0, \ubaa8\ubc14\uc77c\uc571, \uc9c0\uc0ac \ub4f1\uc744 \ud1b5\ud574 \ubcc0\uacbd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\uc218\uae09 \uacc4\uc88c\ubcc0\uacbd\uc740 \ub9e4\uc6d4 \uae09\uc5ec\uc9c0\uae09\uc77c\uc758 6\uc77c \uc804\uae4c\uc9c0 \uc2e0\uccad\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.\u000d\u000a03 \uc5f0\uae08\uc744 \ubc1b\ub294 \uacc4\uc88c\ub294 \uc5b4\ub5bb\uac8c \ubcc0\uacbd\ud558\ub098\uc694?\u000d\u000a\u25b6 \uad6d\ubbfc\uc5f0\uae08 \uc804\uc6a9\uacc4\uc88c(\uc548\uc2ec\ud1b5\uc7a5)\ub85c \uc5f0\uae08\uc744 \uc218\ub839\ud558\uba74 \uc555\ub958\ub85c\ubd80\ud130 \ubcf4\ud638\ub428\u000d\u000a\u203b \uacc4\uc88c\ubcc0\uacbd\uc740 \ub9e4\uc6d4 \uae09\uc5ec\uc9c0\uae09\uc77c 6\uc77c \uc804\uae4c\uc9c0 \uc2e0\uccad \ubc14\ub78d\ub2c8\ub2e4.\u000d\u000a\u300a\uad6d\ubbfc\uc5f0\uae08 \uc548\uc2ec\ud1b5\uc7a5 \ubc1c\uae09 \uae30\uad00(22\uac1c)\u300b\u000d\u000a\uc6b0\ub9ac\uc740\ud589, \uc2e0\ud55c\uc740\ud589, KB\uad6d\ubbfc\uc740\ud589, \ud558\ub098\uc740\ud589, IBK\uae30\uc5c5\uc740\ud589, \uc6b0\uccb4\uad6d, NH\ub18d\ud611\uc740\ud589, \ub2e8\uc704\ub18d\ud611,\u000d\u000aKDB\uc0b0\uc5c5\uc740\ud589, SC\uc81c\uc77c\uc740\ud589, \ud55c\uad6d\uc528\ud2f0\uc740\ud589, \uc218\ud611\uc911\uc559\ud68c, DGB\ub300\uad6c\uc740\ud589, \ubd80\uc0b0\uc740\ud589, \uad11\uc8fc\uc740\ud589,\u000d\u000a\uc81c\uc8fc\uc740\ud589, \uc804\ubd81\uc740\ud589, \uacbd\ub0a8\uc740\ud589, \uc0c8\ub9c8\uc744\uae08\uace0, \uc800\ucd95\uc740\ud589\uc911\uc559\ud68c, \uc2e0\ud611, \uc0b0\ub9bc\uc870\ud569\uc911\uc559\ud68c\u000d\u000a\uae09\uc5ec \uc218\uae09 \uc804\uc6a9\uacc4\uc88c(\uad6d\ubbfc\uc5f0\uae08 \uc548\uc2ec\ud1b5\uc7a5)\uc744 \uc774\uc6a9\ud558\uc2dc\uba74 \uc555\ub958\ub418\uc9c0 \u000d\u000a\uc54a\uc2b5\ub2c8\ub2e4.\u000d\u000a\"\uad6d\ubbfc\uc5f0\uae08 \uc548\uc2ec\ud1b5\uc7a5\"\uc740 \ubc95\uc6d0\uc758 \uc555\ub958\uba85\ub839 \ubc0f \uccb4\ub0a9\ucc98\ubd84\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ubc1b\uc73c\uba70,\u000d\u000a\uc6d4 185\ub9cc\uc6d0 \uc774\ud558\uc758 \uad6d\ubbfc\uc5f0\uae08\ub9cc \uc785\uae08\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc5f0\uae08\uc561\uc774 \uc6d4 185\ub9cc\uc6d0\uc744\u000d\u000a\ucd08\uacfc\ud558\ub294 \uc5f0\uae08 \uae09\uc5ec\ub294 \ubcc4\ub3c4\uc758 \uc77c\ubc18\uacc4\uc88c\ub97c \uc2e0\uccad\ud558\uc154\uc57c \ud558\uba70, \uc77c\uc2dc\uae08 \uae09\uc5ec\ub294\u000d\u000a\uc6d4 185\ub9cc\uc6d0 \uc774\ud558\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc548\uc2ec\ud1b5\uc7a5\uc73c\ub85c \uc9c0\uae09 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \u000d\u000a04 \uc5f0\uae08\ub3c4 \uc555\ub958\uac00 \ub418\ub098\uc694?","24 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\u25b6 \uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\uac00 \ud574\uc678\uc774\uc8fc \uc2dc \ub9e4\ub144 \uc218\uae09\uad8c \ud655\uc778\uc744 \ud1b5\ud574 \uc5f0\uae08\uc774 \uacc4\uc18d \uc9c0\uae09\ub428\u000d\u000a\ud574\uc678\ub85c \uc774\uc8fc\ud558\uc2dc\ub354\ub77c\ub3c4 \uc5f0\uae08\uc740 \uacc4\uc18d \uc9c0\uae09\ub418\uba70 \ud574\uc678\uc1a1\uae08\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4.\u000d\u000a\uacf5\ub2e8\uc740 \ud574\uc678\uc218\uae09\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ub9e4\ub144 \uc815\uae30\uc801\uc73c\ub85c \uc218\uae09\uad8c \ubcc0\ub3d9 \uc5ec\ubd80\ub97c \ud655\uc778\ud569\ub2c8\ub2e4.\u000d\u000a\ud655\uc778\uc744 \uc704\ud558\uc5ec \ubc18\ub4dc\uc2dc \ud574\uc678\uccb4\ub958 \uc0ac\uc2e4 \ubc0f \uc218\uae09\uad8c \ubcc0\ub3d9\uc0ac\uc720(\uc0ac\ub9dd, \uacb0\ud63c, \uc774\ud63c,\u000d\u000a\ucd9c\uc0dd \ub4f1)\ub97c \uc99d\uba85\ud560 \uc218 \uc788\ub294 \uc11c\ub958\ub97c \uc81c\ucd9c\ud558\uc154\uc57c \ud558\uba70 \ud574\uc678\uc774\uc8fc \uc2dc \ud604\uc9c0 \uc8fc\uc18c \ubc0f \u000d\u000a\uc5f0\ub77d\ucc98(\uc804\ud654\ubc88\ud638, \uc774\uba54\uc77c) \ub4f1\ub3c4 \uacf5\ub2e8\uc5d0 \uc54c\ub824\uc8fc\uc154\uc57c \ud569\ub2c8\ub2e4.\u000d\u000a05 \ud574\uc678\ub85c \uc774\uc8fc\ud574\ub3c4 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a<\ud574\uc678\uc218\uae09\uc790 \uc218\uae09\uad8c \ud655\uc778 \uc808\ucc28>\u000d\u000a\uc218\uae09\uad8c \ud655\uc778\uc11c\u000d\u000a\ubc1c\uc1a1(\uc5f0 1\ud68c) \u25b6 \uc218\uae09\uad8c\ud655\uc778\uc11c\u000d\u000a\uc811\uc218\u00b7\ubcc0\uacbd\ucc98\ub9ac\u000d\u000a\uc790\ub8cc\ubbf8\uc81c\ucd9c\uc790\u000d\u000a\uc758\ubb34\uc774\ud589\ucd09\uad6c\u000d\u000a\uc77c\uc2dc\uc911\uc9c0\u000d\u000a(\uc9c0\uae09\uc815\uc9c0) \u25b6 \u25b6\u000d\u000aI \uc8fc\uc18c I(\uad6d\ub0b4) 06039 \uc11c\uc6b8\ud2b9\ubcc4\uc2dc \uac15\ub0a8\uad6c \ub3c4\uc0b0\ub300\ub85c 128 (\ub17c\ud604\ub3d9, \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uac15\ub0a8\uc0ac\uc625)\u000d\u000a(\ud574\uc678) 06039 NPS Bldg., Dosandae-ro 128, Gangnam-gu, Seoul, Korea\u000d\u000aI \ud329\uc2a4 I(\uad6d\ub0b4) 02-3485-2931 (\ud574\uc678) 82-2-3485-2931\u000d\u000aI \ube44\ub300\uba74 \uc218\uae09\uad8c \ud655\uc778 \ubaa8\ubc14\uc77c\uc571 I\u000d\u000a\uad6c\uae00 \ud50c\ub808\uc774\uc2a4\ud1a0\uc5b4 \ub610\ub294 \uc560\ud50c \uc571 \uc2a4\ud1a0\uc5b4\uc5d0\uc11c \u201c\ube44\ub300\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uad8c \ud655\uc778 \uc11c\ube44\uc2a4\u201d \u000d\u000a\uac80\uc0c9 \ud6c4, \uc571*\uc744 \uc124\uce58\ud558\uc5ec \ud655\uc778 \uc808\ucc28\ub97c \uc9c4\ud589\ud574 \uc8fc\uc138\uc694.\u000d\u000a* \uc571(App) \uc774\uc6a9\uc2dc \uad6d\ubbfc\uc5f0\uae08 NPS\ubc88\ud638, \uc0dd\ub144\uc6d4\uc77c, \ubcf8\uc778 \uc5ec\uad8c \ud544\uc694\u000d\u000a\uae30\ud55c \ub0b4\uc5d0 \uad00\ub828 \uc11c\ub958\ub97c \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5f0\uae08\uc9c0\uae09\uc774 \uc77c\uc2dc \uc911\uc9c0\ub418\uac70\ub098 \ub2e4\ub978\u000d\u000a\ubd88\uc774\uc775\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc73c\ub2c8 \uc720\uc758 \ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \u000d\u000a\uc218\uae09\uad8c \ud655\uc778\uc11c \ubc1c\uc1a1 \u25cf \ud574\ub2f9 \ubd84\uae30\uc5d0 \uc0dd\uc77c\uc774 \uc788\ub294 \ud574\uc678\uc218\uae09\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc5f0 1\ud68c\u000d\u000a\uc218\uae09\uad8c \ud655\uc778\uc11c \ubc1c\uc1a1\u000d\u000a\ud655\uc778\uc11c \ub4f1 \uc81c\ucd9c\uae30\ud55c \u25cf 1\ucc28 \uc81c\ucd9c\uae30\ud55c\uc77c(\ud574\ub2f9 \ubd84\uae30 \uccab\uc9f8 \ub2ec \ub9d0\uc77c)\u000d\u000a2\ucc28 \uc81c\ucd9c\uae30\ud55c\uc77c(\ud574\ub2f9 \ubd84\uae30 \ub458\uc9f8 \ub2ec \ub9d0\uc77c)\u000d\u000a\u203b (\uc608\uc2dc) 2\ubd84\uae30(4\uc6d4\u00b75\uc6d4\u00b76\uc6d4\uc0dd) \u2192 (1\ucc28 \uae30\ud55c) 4\uc6d4 30\uc77c\uae4c\uc9c0, (2\ucc28 \uae30\ud55c) 5\uc6d4 31\uc77c\uae4c\uc9c0\u000d\u000a\uc81c\ucd9c \ubc29\ubc95 \u25cf \ubc29\ubb38, \uc6b0\ud3b8, \ud329\uc2a4, \ubaa8\ubc14\uc77c \ud329\uc2a4, \ube44\ub300\uba74 \uc218\uae09\uad8c\ud655\uc778\uc11c\ube44\uc2a4 \ubaa8\ubc14\uc77c\uc571\u000d\u000a\u25b6\u000d\u000a\u25b6\u000d\u000a\u25b6","25\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \ucd94\uac00\uc801\uc73c\ub85c \uc5f0\uae08 \uc218\uae09\uad8c\uc790 \ub610\ub294 \uadf8 \ubc30\uc6b0\uc790\uac00 \u2018\uae30\ucd08\uc5f0\uae08\uc744 \ub2e8\ub3c5\uac00\uad6c\ub85c \uc218\uae09\ud558\ub294 \uc790\u2019\uc77c\u000d\u000a\uacbd\uc6b0 \ubc30\uc6b0\uc790\ub294 \uad6d\ubbfc\uc5f0\uae08\uc758 \ubd80\uc591\uac00\uc871\uc5f0\uae08 \ub300\uc0c1\uc790\ub85c \uc778\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u000d\u000a\u25b6 \uae30\ucd08\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc5d0 \ud574\ub2f9\ud560 \uacbd\uc6b0 \uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub3c4 \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc73c\ub098\u000d\u000a\uad6d\ubbfc\uc5f0\uae08 \uae09\uc5ec\uc561, \uc7ac\uc0b0 \ub4f1\uc5d0 \ub530\ub77c \uae30\ucd08\uc5f0\uae08\uc561\uc774 \uac10\uc561\ub420 \uc218 \uc788\uc74c\u000d\u000a\uad6c \ubd84 \ub0b4 \uc6a9\u000d\u000a\ub300\uc0c1\uc790\u000d\u000a65\uc138 \uc774\uc0c1, \uc18c\ub4dd\u318d\uc7ac\uc0b0 \uc218\uc900(\uc18c\ub4dd\uc778\uc815\uc5611))\uc774 \uc120\uc815\uae30\uc900\uc5612) \uc774\ud558\u000d\u000a1) \uc18c\ub4dd\uc778\uc815\uc561: \uc18c\ub4dd\uacfc \uc7ac\uc0b0\uc744 \uc18c\ub4dd\uc73c\ub85c \ud3c9\uac00\u00b7\ud658\uc0b0\ud55c \uae08\uc561 \u000d\u000a2) \uc120\uc815\uae30\uc900\uc561: \ub2e8\ub3c5\uac00\uad6c 213\ub9cc\uc6d0, \ubd80\ubd80\uac00\uad6c 340.8\ub9cc\uc6d0(2024\ub144 \uae30\uc900)\u000d\u000a\u203b \uacf5\ubb34\uc6d0\uc5f0\uae08 \ub4f1 \uc9c1\uc5ed\uc5f0\uae08 \uc218\uae09\uc790 \ubc0f \ubc30\uc6b0\uc790\ub294 \uc9c0\uae09\ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\u000d\u000a\uae30\ucd08\uc5f0\uae08\uc561 \u000d\u000a\uc6d4 \ucd5c\ub300 334,810\uc6d0\u000d\u000a\uc18c\ub4dd \ubc0f \uc7ac\uc0b0\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub9ce\uac70\ub098 \ubd80\ubd80 \ubaa8\ub450 \ubc1b\uc73c\uc2dc\ub294 \ubd84 \ub610\ub294\u000d\u000a\uad6d\ubbfc\uc5f0\uae08\uc744 \ub9ce\uc774 \ubc1b\ub294 \ubd84\ub4e4\uc740 \uac10\uc561\ub41c \uae08\uc561\uc744 \ubc1b\uc744 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(Q&A) 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(Q&A) \uc5f0\uae08\uc561 \uc99d\uac00 \ubd80\uc591\uac00\uc871\uc5f0\uae08 \ub300\uc0c1\uc790 \ucd94\uac00, \ud1f4\uc9c1 \ub4f1 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34 \uc911\ub2e8\u000d\u000a\uc5f0\uae08\uc561 \uac10\uc18c \uc77c\uc815\uc561*\uc744 \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac(\ub178\ub839\uc5f0\uae08)\u000d\u000a\uc218\uae09\uad8c \uc18c\uba78 \uc0ac\ub9dd, \uc7ac\ud63c(\uc720\uc871\uc5f0\uae08), \ud30c\uc591 \ub4f1\u000d\u000a\uc9c0\uae09\uc815\uc9c0 \uc77c\uc815\uc561*\uc744 \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac(\uc870\uae30\ub178\ub839\u318d\uc720\uc871\uc5f0\uae08)\u000d\u000a1\ub144 \uc774\uc0c1 \uc18c\uc7ac\ubd88\uba85\uc778 \uacbd\uc6b0 \ub4f1\u000d\u000a*2024\ub144\ub3c4 2,989,237\uc6d0\u000d\u000a\uc218\uae09\uad8c \ud655\uc778\uc744 \uc704\ud574 \uacf5\ub2e8\uc774 \uc790\ub8cc \uc81c\ucd9c\uc744 \uc694\uad6c\ud55c \uacbd\uc6b0 \uae30\ud55c \ub0b4\uc5d0 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\ud65c\uc6a9\ud558\uc5ec \ud574\ub2f9 \uc5f0\ub3c4\uc5d0 \uc9c0\uae09\ub41c \uc5f0\uae08\uc561\uc744\u000d\u000a\uc815\uc0b0\ud568\u000d\u000a\u2192 \uad6d\uc138\uccad\uc5d0 \ud655\uc815 \uc2e0\uace0 \ud6c4 \uc5b8\uc81c\ub4e0\uc9c0 \uc0ac\uc804 \uc815\uc0b0 \uc2e0\uace0 \uac00\ub2a5 \u000d\u000a\uc77c\uc815 \uae30\uac04 \uc5f0\uae08\uc744 \ubc1b\uc740 \ud6c4 \uacf5\ub2e8\uc740 \uc218\uae09\uc790\uac00 \uc5f0\uae08\uc744 \uc774\uc0c1 \uc5c6\uc774 \ubc1b\uace0 \uacc4\uc2e0\uc9c0,\u000d\u000a\uc218\uae09\uad8c\uc5d0 \ubcc0\ub3d9\uc774 \uc788\ub294\uc9c0 \ub4f1 \uc9c1\uc6d0\uc774 \uc9c1\uc811 \ucd9c\uc7a5, \uc804\ud654 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uc8fc\uae30\uc801\uc73c\ub85c \u000d\u000a\ud655\uc778\ud569\ub2c8\ub2e4. \u000d\u000a\u25b6 \uacf5\ub2e8\uc774 \uc218\uae09\uad8c \ud655\uc778 \uc790\ub8cc \uc694\uad6c \uc2dc \uc81c\ucd9c \uae30\ud55c \ub0b4\uc5d0 \uc790\ub8cc \uc81c\ucd9c\u000d\u000aI \uc218\uae09\uad8c \ubcc0\ub3d9\uc0ac\ud56d \ud655\uc778 \uc608\uc2dc I","30 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\u25b6 \uc5f0\uae08\uc9c0\uae09\uc744 \uc5f0\uae30\ud55c \ub9cc\ud07c \uc5f0 7.2%(\uc6d4 0.6%) \uc5f0\uae08 \uc218\ub839\uc561\uc774 \ub298\uc5b4\ub0a8\u000d\u000a\uc218\uae09\uc790\uac00 \ud76c\ub9dd\ud558\ub294 \uacbd\uc6b0 \uc5f0\uae08 \uc9c0\uae09\uc758 \uc5f0\uae30\ub97c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\uac00 \uc18c\ub4dd \ubc1c\uc0dd \uc5ec\ubd80, \uac74\uac15 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \uc5f0\uae08 \uc9c0\uae09\uc758 \uc5f0\uae30\ub97c\u000d\u000a\uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae09\uc5f0\uae30\ub97c \uc2e0\uccad\ud558\uba74 \uc2e0\uccad\ud558\uae30 \uc804 \uc6d0\ub798\uc758 \ub178\ub839\uc5f0\uae08\uc561\u000d\u000a(\ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561 \uc81c\uc678, \ubd80\ubd84 \uc5f0\uae30\ub294 \uc5f0\uae30\ube44\uc728 \uc801\uc6a9)\uc5d0 \ub300\ud558\uc5ec \uc5f0\uae30\ub41c \uae30\uac04\uc758\u000d\u000a\ub9e4 1\uac1c\uc6d4\ub9c8\ub2e4 0.6%(\uc5f0 7.2%)\uc758 \uc5f0\uae08\uc561\uc774 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.\u000d\u000a\ucd5c\ucd08 \ub178\ub839\uc5f0\uae08 \uc2e0\uccad \uc2dc \ub610\ub294 \uc5f0\uae08 \uc218\ub839 \uc911 \uc2e0\uccad\ud560 \uc218 \uc788\uc73c\uba70 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839\ubd80\ud130\u000d\u000a\ucd5c\ub300 5\ub144 \uc774\ub0b4\uc5d0 \uc5f0\uae30\uc2e0\uccad \ud69f\uc218 \uc81c\ud55c \uc5c6\uc774 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.\u000d\u000a(\uc608\uc2dc) \uc218\uae09\uac1c\uc2dc \uc5f0\ub839\uc774 63\uc138\uc778 \uacbd\uc6b0 \ucd5c\ub300 \uc5f0\uae30\uc885\ub8cc\uc77c\uc740 68\uc138 \uc0dd\uc77c\uc784\u000d\u000a\ub610\ud55c 2015.7.29. \uc774\ud6c4 \uc5f0\uae30\ub97c \uc2e0\uccad\ud558\ub294 \ubd84\ubd80\ud130\ub294 \uc5f0\uae08\uc561\uc758 \uc77c\ubd80\ubd84(50%, \u000d\u000a60%, 70%, 80%, 90%)\uc744 \uc120\ud0dd\ud558\uc5ec 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\uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ub418\uc5c8\ub294\ub370 \ub458 \ub2e4 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a\u25b6 \ubd80\ubd80\uac00 \uac00\uc785\ud55c \uacbd\uc6b0 \uac01\uc790\uc758 \ub178\ub839\uc5f0\uae08\uc740 \uac01\uac01 \uc9c0\uae09\u000d\u000a\u25b6 \ub2e4\ub9cc, \ubc30\uc6b0\uc790\uac00 \uc0ac\ub9dd\ud560 \uacbd\uc6b0 \u2018\ubcf8\uc778\uc758 \ub178\ub839\uc5f0\uae08\uacfc \uc720\uc871\uc5f0\uae08\uc561\uc758 30%\u2019\uc640 \u2018\uc720\uc871\uc5f0\uae08 \uc804\uc561\u2019\u000d\u000a\uc911 \uc120\ud0dd\ud55c \uae09\uc5ec\ub97c \uc9c0\uae09","31\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\ubd84\ud560\uc5f0\uae08\uc740 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc758 \uac00\uc785\uae30\uac04 \uc911 5\ub144 \uc774\uc0c1 \ud63c\uc778\uae30\uac04\uc744 \uc720\uc9c0\ud588\ub358\u000d\u000a\uc774\ud63c\ud55c \ubc30\uc6b0\uc790\uac00 \uc815\uc2e0\uc801\u00b7\ubb3c\uc9c8\uc801\uc73c\ub85c \uae30\uc5ec\ud55c \ubd80\ubd84\uc744 \uace0\ub824\ud558\uc5ec \ub178\ub839\uc5f0\uae08\uc561\uc758\u000d\u000a\uc77c\ubd80\ub97c \ubd84\ud560\ud558\uc5ec \uc9c0\uae09\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \u000d\u000a\u2460\uac00\uc785\uae30\uac04 \uc911 \ud63c\uc778\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc778 \u2461\uc774\ud63c\ud55c \u2462\uc804\ubc30\uc6b0\uc790\uac00 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790\u000d\u000a\ub85c\uc11c \uc0dd\uc874 \uc911\uc774\uace0, \u2463\ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c\ud558\ub294 \ubcf8\uc778\uc774 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839(16p \ucc38\uace0)\uc5d0\u000d\u000a\ub3c4\ub2ec\ud558\uba74 \ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c(\ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c \ucde8\ub4dd\ud55c \ub54c\ubd80\ud130 5\ub144 \uc774\ub0b4)\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \u000d\u000a\ubd84\ud560\uc5f0\uae08\uc561\uc740 \ud63c\uc778\uae30\uac04 \uc911 \uac00\uc785\uae30\uac04\uc5d0 \ud574\ub2f9\ud558\ub294 \ub178\ub839\uc5f0\uae08\uc561(\ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561\u000d\u000a\uc81c\uc678)\uc744 \uade0\ubd84\ud558\uc5ec \uc9c0\uae09\ud558\uba70, \ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\uc758 \uc5f0\uae08\uc561\uc740 \uadf8\ub9cc\ud07c \uc904\uc5b4\ub4ed\ub2c8\ub2e4.\u000d\u000a\uc608\uc678\uc801\uc73c\ub85c 2016.12.30. \uc774\ud6c4 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc744 \ucde8\ub4dd\ud558\ub294 \ubd84\ubd80\ud130\ub294 \ub2f9\uc0ac\uc790\uac04\u000d\u000a\ud611\uc758\ub098 \ubc95\uc6d0\uc758 \uc7ac\ud310\uc73c\ub85c \ubd84\ud560 \ube44\uc728\uc744 \ubcc4\ub3c4\ub85c \uacb0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\ub610\ud55c, 2018.6.20. \uc774\ud6c4 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc744 \ucde8\ub4dd\ud558\ub294 \ubd84\ubd80\ud130\ub294 \ubcc4\uac70\u00b7\uac00\ucd9c \ub4f1\uc758 \u000d\u000a\uc0ac\uc720\ub85c \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778 \uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\ub358 \uae30\uac04\uc744 \uacf5\ub2e8\uc5d0 \uc2e0\uace0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a11 \ubc30\uc6b0\uc790\uc640 \uc774\ud63c\ud558\uba74 \uad6d\ubbfc\uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\u000d\u000a\u25b6 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc640\uc758 \uac00\uc785\uae30\uac04 \uc911 \ud63c\uc778\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc778 \uacbd\uc6b0 \ud63c\uc778\uae30\uac04\uc5d0 \ud574\ub2f9\ud558\ub294\u000d\u000a\uc5f0\uae08\uc561\uc744 \ubd84\ud560\ud558\uc5ec \uc9c0\uae09","32 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 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\ucc38\uace0)\ub3c4\ub2ec \uc804\uc5d0 \uc18c\ub4dd\uc774\u000d\u000a\uc788\ub294 \uc5c5\ubb34*\uc5d0 \uc885\uc0ac\ud558\ub294 \uacbd\uc6b0 \uadf8 \uae30\uac04 \ub3d9\uc548\uc740 \uc5f0\uae08 \uc9c0\uae09\uc774 \uc815\uc9c0\ub429\ub2c8\ub2e4.\u000d\u000a* \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\ub780 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc774 2,989,237\uc6d0(2024\ub144 A\uac12)\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0\uc784\u000d\u000a\uc608\uc2dc) 1965\ub144\uc0dd\uc758 \uacbd\uc6b0 59\uc138\uc5d0 \uc870\uae30\ub178\ub839\uc5f0\uae08 \uccad\uad6c \uc2dc \uc218\uae09\uac1c\uc2dc \uc5f0\ub839(64\uc138)\ubcf4\ub2e4\u000d\u000a5\ub144 \uba3c\uc800 \uc218\uae09\ud558\uac8c \ub418\ubbc0\ub85c 30% \uac10\uc561 \uc801\uc6a9\ud558\uc5ec \uc9c0\uae09\u000d\u000a12 \ub178\ub839\uc5f0\uae08\uc744 \ubbf8\ub9ac \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a\u25b6 \uc18c\ub4dd\uc774 \uc5c6\uac70\ub098 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc774 A\uac12\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\uc73c\uba74 \uc870\uae30\ub178\ub839\uc5f0\uae08 \uc2e0\uccad \uac00\ub2a5\u000d\u000a\uad6d\ubbfc\uc5f0\uae08 \uacf5\ud45c \ud1b5\uacc4\u000d\u000a2023\ub144 12\uc6d4 \uae30\uc900","33\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc774 \uc77c\uc815 \uae08\uc561\uc744 \ucd08\uacfc\ud558\uba74 \uc5f0\uae08\uc561\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.\u000d\u000a\ub178\ub839\uc5f0\uae08 \uc218\uae09\uac1c\uc2dc \uc5f0\ub839(16p \ucc38\uace0)\ubd80\ud130 5\ub144\uac04 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac\ud558\ub294 \ub3d9\uc548 \u000d\u000a\ub178\ub839\uc5f0\uae08\uc561\uc740 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc73c\uba70, \ubd80\uc591\uac00\uc871\uc5f0\uae08\uc561\uc740 \uc9c0\uae09\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \u000d\u000a\u25b6 5\ub144 \uc774\ud6c4\uc5d0\ub294 \uc18c\ub4dd\uae08\uc561\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uc804\uc561 \uc9c0\uae09\ub428 \u000d\u000a13 \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\uc73c\uba74\uc11c \uc18c\ub4dd\uc774 \uc0dd\uae30\uba74 \uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\u000d\u000a\uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\ub780?\u000d\u000a\uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561*\uc774 \uc5f0\uae08 \uc218\uae09 \uc804 3\ub144\uac04 \uc804\uccb4 \uac00\uc785\uc790(\uc0ac\uc5c5\uc7a5\uac00\uc785\uc790 \ubc0f \uc9c0\uc5ed\uac00\uc785\uc790)\uc758 \ud3c9\uade0\uc18c\ub4dd\uc6d4\uc561\uc758\u000d\u000a\ud3c9\uade0\uc561 (A\uac12)\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0\uc784 \u203b 2024\ub144 A\uac12: 2,989,237\uc6d0(\ub9e4\ub144 \ubcc0\ub3d9)\u000d\u000a* \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561: \uc0ac\uc5c5\uc18c\ub4dd\uae08\uc561(\ud544\uc694\uacbd\ube44 \uacf5\uc81c \ud6c4)\uacfc \uadfc\ub85c\uc18c\ub4dd\uae08\uc561(\uadfc\ub85c\uc18c\ub4dd\uacf5\uc81c \ud6c4)\uc744 \ud569\uc0b0\ud55c \uae08\uc561\uc744 \u000d\u000a\ub2f9\ud574 \uc5f0\ub3c4 \uc885\uc0ac(\uadfc\ubb34)\ud55c \uc6d4\uc218\ub85c \ub098\ub208 \uae08\uc561 \u000d\u000a(\uc608\uc2dc) 64\uc138 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\uac00 \ub9e4\uc6d4 100\ub9cc\uc6d0\uc758 \uc5f0\uae08\uc561\uc744 \uc218\ub839\ud558\uace0 \uc788\uace0, \uc6d4 460\ub9cc\uc6d0\uc758\u000d\u000a\uadfc\ub85c\uc18c\ub4dd(\uacf5\uc81c\uc804 \uae30\uc900)\uc774 \uc788\ub294 \uacbd\uc6b0(2024\ub144\ub3c4 A\uac12 2,989,237\uc6d0 \uc801\uc6a9, 12\uac1c\uc6d4 \uc885\uc0ac)\u000d\u000a\u261e \ub9e4\uc6d4 971,580\uc6d0 \uc5f0\uae08 \uc218\ub839(1,000,000\uc6d0 \u2013 28,413\uc6d0) \u000d\u000a<\uac10\uc561\ub418\ub294 \uc6d4\uc5f0\uae08\uc561 \uacc4\uc0b0\ud558\uae30>\u000d\u000a\u2460 \uadfc\ub85c\uc18c\ub4dd\uacf5\uc81c \ud6c4 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\u000d\u000a= (\ucd1d\uae09\uc5ec\uc561 5,520\ub9cc\uc6d0) - {1,200\ub9cc\uc6d0 + (1,020\ub9cc\uc6d0 \u00d7 5%)} = 4,269\ub9cc\uc6d0(12\uac1c\uc6d4)\u000d\u000a\u261e \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc740 3,557,500\uc6d0(42,690,000\uc6d0 \u00f7 12\uac1c\uc6d4)\u000d\u000a\u203b \ucc38\uace0 <\uc18c\ub4dd\uc138\ubc95 \uc81c47\uc870\uc5d0 \ub530\ub978 \uadfc\ub85c\uc18c\ub4dd\uacf5\uc81c\uc561>\u000d\u000a\u2461 \uc5f0\uae08 \uc6d4\uac10\uc561\uae08\uc561 = (3,557,500\uc6d0 - 2,989,237\uc6d0) \u00d7 5% = 28,413\uc6d0\u000d\u000a\ucd1d\uae09\uc5ec\uc561 \uadfc\ub85c\uc18c\ub4dd\uacf5\uc81c\uc561\u000d\u000a4\ucc9c 500\ub9cc\uc6d0 \ucd08\uacfc 1\uc5b5\uc6d0 \uc774\ud558 1\ucc9c 200\ub9cc\uc6d0+(4\ucc9c 500\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uae08\uc561\uc758 100\ubd84\uc758 5)\u000d\u000a<\uc18c\ub4dd\uc885\uc0ac\uc5d0 \ub530\ub978 \ub178\ub839\uc5f0\uae08\uc561 \uc18c\ub4dd \uad6c\uac04\ubcc4 \uac10\uc561\ud45c>\u000d\u000a(\uac10\uc561 \ud55c\ub3c4: \ub178\ub839\uc5f0\uae08\uc561\uc758 \ucd5c\ub300 1/2)\u000d\u000aA\uac12 \ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561 \ub178\ub839\uc5f0\uae08 \uac10\uc561\uc0b0\uc2dd \uc6d4 \uac10\uc561 \uae08\uc561\u000d\u000a100\ub9cc\uc6d0 \ubbf8\ub9cc \ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561\uc758 5% 5\ub9cc\uc6d0 \ubbf8\ub9cc\u000d\u000a100\ub9cc\uc6d0 \uc774\uc0c1\u223c200\ub9cc\uc6d0 \ubbf8\ub9cc 5\ub9cc\uc6d0+(\ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561\u2013100\ub9cc\uc6d0)X10% 5\ub9cc\uc6d0 \uc774\uc0c1\u223c15\ub9cc\uc6d0 \ubbf8\ub9cc\u000d\u000a200\ub9cc\uc6d0 \uc774\uc0c1\u223c300\ub9cc\uc6d0 \ubbf8\ub9cc 15\ub9cc\uc6d0+(\ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561\u2013200\ub9cc\uc6d0)X15% 15\ub9cc\uc6d0 \uc774\uc0c1\u223c30\ub9cc\uc6d0 \ubbf8\ub9cc\u000d\u000a300\ub9cc\uc6d0 \uc774\uc0c1\u223c400\ub9cc\uc6d0 \ubbf8\ub9cc 30\ub9cc\uc6d0+(\ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561\u2013300\ub9cc\uc6d0)X20% 30\ub9cc\uc6d0 \uc774\uc0c1\u223c50\ub9cc\uc6d0 \ubbf8\ub9cc\u000d\u000a400\ub9cc\uc6d0 \uc774\uc0c1 50\ub9cc\uc6d0+(\ucd08\uacfc\uc18c\ub4dd\uc6d4\uc561\u2013400\ub9cc\uc6d0)X25% 50\ub9cc\uc6d0 \uc774\uc0c1\u000d\u000a\u203b 2015.7.29. \uc804 \uc218\uae09\uad8c\uc744 \ucde8\ub4dd\ud55c \uacbd\uc6b0\ub294 \uc885\uc804\ubc95(50%~10% \uc5f0\ub839\ubcc4 \uac10\uc561\ub960)\uc744 \uc801\uc6a9","34 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\uc720\uc871\uc5f0\uae08 \ub610\ub294 \uc7a5\uc560\uc5f0\uae08\uc744 \ubc1b\ub354\ub77c\ub3c4 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ud558\uc154\uc57c \ud558\uace0 \u000d\u000a\uc18c\ub4dd\uc774 \uc788\uc73c\uba74 \uc5f0\uae08\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.\u000d\u000a\uc774\ub294 \uad6d\ubbfc\uc5f0\uae08\uc774 \uad6d\ubbfc\uc758 \ud3c9\uade0\uc801\uc778 \ub178\ud6c4\uc18c\ub4dd\ubcf4\uc7a5\uc744 \uc704\ud574 \uad6d\uac00\uc5d0\uc11c \uc2e4\uc2dc\ud558\ub294\u000d\u000a\uc0ac\ud68c\ubcf4\uc7a5\uc81c\ub3c4\ub85c\uc11c \ubaa8\ub4e0 \uad6d\ubbfc\uc5d0\uac8c \ub2f9\uc5f0\ud788 \uc801\uc6a9\ub418\ub294 \uc81c\ub3c4\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\u000d\u000a\ub2e4\ub9cc, \uc18c\ub4dd\uc774 \uc5c6\uc744 \ub54c\ub294 \ub0a9\ubd80\uc608\uc678\ub97c \uc2e0\uccad\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\uc720\uc871\u00b7\uc7a5\uc560\uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\ub294\ub370 \uad6d\ubbfc\uc5f0\uae08 \ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud574\uc57c \ud558\ub098\uc694? 15\u000d\u000a\u25b6 \uc720\uc871\u00b7\uc7a5\uc560\uc5f0\uae08 \uc218\uae09 \uc911\uc774\ub77c\ub3c4 60\uc138 \ubbf8\ub9cc\uc758 \uad6d\ubbfc\uc774\uba74 \uad6d\ubbfc\uc5f0\uae08 \uc758\ubb34\uac00\uc785\u000d\u000a\u25b6 \uc18c\ub4dd\uc774 \uc788\uc73c\uba74 \uc5f0\uae08\ubcf4\ud5d8\ub8cc \ub0a9\ubd80, \uc18c\ub4dd\uc774 \uc5c6\uc73c\uba74 \ub0a9\ubd80\uc608\uc678 \uc2e0\uccad \uac00\ub2a5\u000d\u000a\uc720\uc871\uc5f0\uae08 \uc218\uae09\uc790\uac00 \ubc30\uc6b0\uc790\uc778 \uacbd\uc6b0 \uc0ac\ub9dd \ud6c4 \ucd5c\ucd08 3\ub144 \ub3d9\uc548 \uc720\uc871\uc5f0\uae08\uc744 \u000d\u000a\uc9c0\uae09\ud55c \ud6c4 55*\uc138\uac00 \ub420 \ub54c\uae4c\uc9c0 \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34**\uc5d0 \uc885\uc0ac\ud558\ub294 \uae30\uac04 \u000d\u000a\ub3d9\uc548 \uc9c0\uae09\uc744 \uc815\uc9c0\ud569\ub2c8\ub2e4.\u000d\u000a* \ubc30\uc6b0\uc790\uc758 \uc720\uc871\uc5f0\uae08 \uc9c0\uae09\uc815\uc9c0 \ud574\uc81c \uc5f0\ub839 \uc0c1\ud5a5\uc870\uc815(\uc0ac\ub9dd\uc77c\uc774 2013.1.1. \uc774\ud6c4\uc778 \uacbd\uc6b0\ubd80\ud130 \uc801\uc6a9)\u000d\u000a14 \uc720\uc871\uc5f0\uae08\uc744 \ubc1b\ub358 \uc911 \uc18c\ub4dd\uc774 \uc0dd\uae30\uba74 \uc5f0\uae08\uc744 \uacc4\uc18d \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a** \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\ub780 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc774 2,989,237\uc6d0(2024\ub144\ub3c4 A\uac12)\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0\uc784\u000d\u000a\ub2e4\ub9cc, \uc218\uae09\uad8c\uc790\uac00 \ub2e4\uc74c \uc0ac\uc720 \uc911 \ud558\ub098\uc5d0 \uc18d\ud558\ub294 \uacbd\uc6b0 \uc9c0\uae09\uc744 \uc815\uc9c0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u000d\u000a\ucd9c\uc0dd\uc5f0\ub3c4 1953~1956\ub144\uc0dd 1957~1960\ub144\uc0dd 1961~1964\ub144\uc0dd 1965~1968\ub144\uc0dd 1969\ub144\uc0dd~\u000d\u000a\ud574\uc81c\uc5f0\ub839 56\uc138 57\uc138 58\uc138 59\uc138 60\uc138\u000d\u000a\u25cf \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778*\uc778 \uacbd\uc6b0\u000d\u000a\u25cf \uc0ac\ub9dd\uc790\uc758 25\uc138 \ubbf8\ub9cc \uc790\ub140\uc774\uac70\ub098 \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c\u000d\u000a\uc7a5\uc560\uc778*\uc758 \uc790\ub140\uc758 \uc0dd\uacc4\ub97c \uc720\uc9c0\ud558\ub294 \uacbd\uc6b0\u000d\u000a* 2023.9.14. \uc774\ud6c4 \uc720\uc871\uc5f0\uae08 \uc9c0\uae09\uc0ac\uc720\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0\ubd80\ud130 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1\u2019\uc774 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294\u000d\u000a \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778\u2019\uc73c\ub85c \ubcc0\uacbd\u000d\u000a\u25cf \uc18c\ub4dd\uc774 \uc788\ub294 \uc5c5\ubb34\uc5d0 \uc885\uc0ac\ud558\uc9c0 \uc544\ub2c8\ud558\ub294 \uacbd\uc6b0 \u000d\u000a\u25b6 \uc6d4\ud3c9\uade0\uc18c\ub4dd\uae08\uc561\uc774 2,989,237\uc6d0(2024\ub144 A\uac12)\uc744 \ucd08\uacfc\ud558\uba74 \uc720\uc871\uc5f0\uae08 \uc9c0\uae09\uc815\uc9c0\u000d\u000a\u25b6 \uc0ac\ub9dd \ud6c4 \ucd5c\ucd08 3\ub144\uac04 \uc9c0\uae09 \ud6c4 55\uc138(~60\uc138) \uc774\ud6c4\ubd80\ud130\ub294 \uc18c\ub4dd\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uc9c0\uae09","35\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uad6d\ubbfc\uc5f0\uae08, \uc9c8\ubb38 \uc788\uc5b4\uc694! (Q&A) \uc720\uc871\uc5f0\uae08 \uc218\uae09\uc790\uac00 \uc7ac\ud63c(\uc0ac\uc2e4\ud63c \ud3ec\ud568)\ud558\uac70\ub098 \uc0ac\ub9dd\ud558\uba74 \uadf8 \uc218\uae09\uad8c\uc740 \u000d\u000a\uc18c\uba78\ub429\ub2c8\ub2e4.\u000d\u000a\ub2e4\ub9cc, \uac00\uc785\uc790(\uc600\ub358 \uc790) \uc0ac\ub9dd \ub2f9\uc2dc 25\uc138 \ubbf8\ub9cc\uc774\uac70\ub098 \uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294 \u000d\u000a\u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778*\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790\ub140\uac00 \uc788\ub294 \uacbd\uc6b0 \uc720\uc871\uc5f0\uae08\uc744\u000d\u000a\uc2b9\uacc4\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\uc720\uc871\uc5f0\uae08 \uc218\uae09\uad8c \uc18c\uba78 \ub2f9\uc2dc \uc785\uc591\u00b7\ud30c\uc591 \ub4f1\uc758 \uc9c0\uae09\uc815\uc9c0 \u000d\u000a\uc0ac\uc720\uac00 \uc788\uc744 \uacbd\uc6b0\ub294 \uc81c\uc678)\u000d\u000a* 2023.9.14. \uc774\ud6c4 \uc720\uc871\uc5f0\uae08 \uc9c0\uae09\uc0ac\uc720\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0\ubd80\ud130 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1\u2019\uc774 \u2018\uc7a5\uc560\ub4f1\uae09 2\uae09 \uc774\uc0c1 \ub610\ub294\u000d\u000a \u300c\uc7a5\uc560\uc778\ubcf5\uc9c0\ubc95\u300d\uc0c1 \uc2ec\ud55c \uc7a5\uc560\uc778\u2019\uc73c\ub85c \ubcc0\uacbd\u000d\u000a16 \ubc30\uc6b0\uc790 \uc0ac\ub9dd\uc73c\ub85c \uc720\uc871\uc5f0\uae08\uc744 \ubc1b\ub2e4\uac00 \uc7ac\ud63c\ud574\ub3c4 \uacc4\uc18d \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000a\u25b6 \ubc30\uc6b0\uc790\uc778 \uc720\uc871\uc5f0\uae08 \uc218\uae09\uc790\uac00 \uc7ac\ud63c\ud558\uac70\ub098 \uc0ac\ub9dd\ud558\uc5ec \uc720\uc871\uc5f0\uae08 \uc218\uae09\uad8c\uc774 \uc18c\uba78\ub41c \ub54c\uc5d0\u000d\u000a\uc77c\uc815 \uc694\uac74(\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c73\uc870)\uc758 \uc720\uc871\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790\ub140\uac00 \uc788\ub2e4\uba74 \uadf8 \uc790\ub140\uac00 \uc720\uc871\uc5f0\uae08\u000d\u000a\uc218\uae09\uad8c\uc744 \ubcc0\uacbd\ud558\uc5ec \ucde8\ub4dd \uac00\ub2a5\u000d\u000a\u3eed\u41f2\u4404\u3f11\u0003\u4334\u3f12\u4490\u0003\u3f16\u3fc7\u4356\u000d\u000a\u46dc\u42dd\u4451\u3f12\u0003\u3eed\u41f2\u4404\u3f11\u3e75\u3e75\u000d\u000a\u3e77\u449b\u0003\u417f\u4482\u0003\u4202\u4010\u0003\u4252\u4470\u0003\u418b\u4451\u0003\u43ed\u417c\u416c\u0003\u4202\u4471\u3f22\u443cff\u000d\u000a\u45a6\u3ec3\u0003\u4404\u3f11\u43d1\u4470ff\u000d\u000a2023\ub144 12\uc6d4 \uae30\uc900\u000d\u000a\u45a6\u3ec3\u0003\u4404\u3f11\u43d1\u4470ff\u000d\u000a\u449b\u43d0\u4404\u3f11\u000d\u000a\u0013\u0013\u0014\u0745\u0a17\u000d\u000a\u4465\u44cb\u4404\u3f11\u000d\u000a\u0012\u0015\u0014\u0745\u0a17\u000d\u000a\u3fdb\u4131\u4404\u3f11\u000d\u000a\u0013\u0017\u0017\u0745\u0a17","36 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\u25b6 \uc81c3\uc790\uc758 \ud589\uc704\ub85c \uc0ac\ub9dd\ud558\uc5ec \uc190\ud574\ubc30\uc0c1\uae08 \uc218\ub839 \uc2dc \uadf8 \ubc30\uc0c1\uc561\uc758 \ubc94\uc704\uc5d0\uc11c\u000d\u000a\uc720\uc871\uc5f0\uae08\uc744 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc74c\u000d\u000a\uc81c3\uc790\uc758 \ud589\uc704\ub85c \uc720\uc871\uc5f0\uae08\uc758 \uc9c0\uae09 \uc0ac\uc720\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0 \uadf8\uc640 \uac19\uc740\u000d\u000a\uc0ac\uc720\ub85c \uc81c3\uc790\ub85c\ubd80\ud130 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc558\uc73c\uba74 \uacf5\ub2e8\uc740 \uadf8 \ubc30\uc0c1\uc561\uc758\u000d\u000a\ubc94\uc704\uc5d0\uc11c \uc720\uc871\uc5f0\uae08\uc744 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\u000d\u000a\ub530\ub77c\uc11c \uc81c3\uc790\uc758 \uac00\ud574\ub85c \uc720\uc871\uc5f0\uae08 \uc9c0\uae09 \uc0ac\uc720\uac00 \ubc1c\uc0dd\ud55c \uacbd\uc6b0\ub294 \uae30\ubcf8\uc801\uc778 \uc720\uc871\uc5f0\uae08 \u000d\u000a\uc2e0\uccad\uc11c\ub958 \uc678\uc5d0 \uc81c3\uc790 \uac00\ud574\uc640 \uad00\ub828\ub41c \uc11c\ub958 \ubc0f \uc190\ud574\ubc30\uc0c1\uae08 \uc218\ub839\ub0b4\uc5ed \ub4f1\uc774 \ud655\uc778\ub418\ub294 \u000d\u000a\uc11c\ub958\ub97c \ucd94\uac00\ub85c \uc81c\ucd9c(\ud310\uacb0\ubb38, \ud569\uc758\uc11c \ub4f1)\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.\u000d\u000a\u203b \uac1c\ubcc4\uc801\uc778 \uc0ac\uc548\ub9c8\ub2e4 \uad6c\ube44\uc11c\ub958\ub294 \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc73c\ub2c8 \uac00\uae4c\uc6b4 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc9c0\uc0ac\ub098 \uace0\uac1d\uc13c\ud130\u000d\u000a(\uad6d\ubc88\uc5c6\uc774 1355, \uc720\ub8cc)\ub97c \ud1b5\ud574 \uc548\ub0b4 \ubc1b\uc73c\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.\u000d\u000a\uac00\ud574\uc790\uc640 \ud569\uc758 \uc804\uc5d0 \uc5f0\uae08\uc744 \uba3c\uc800 \uccad\uad6c\ud558\uc5ec \uc9c0\uae09\ud558\uba74 \uc9c0\uae09\ub41c \uc5f0\uae08\uc561\uc740 \uacf5\ub2e8\uc774 \u000d\u000a\uad6c\uc0c1\uae08\uc73c\ub85c \uac00\ud574\uc790\ub85c\ubd80\ud130 \uc9c1\uc811 \uc9d5\uc218\ud558\uac8c \ub429\ub2c8\ub2e4.\u000d\u000a\uc774\ub294 \ub3d9\uc77c\ud55c \uc0ac\uc720\ub85c \uc720\uc871\uc5f0\uae08\uc744 \ubc1b\uace0, \uc81c3\uc790\ub85c\ubd80\ud130 \uc190\ud574\ubc30\uc0c1\uae08\uc744 \ubc1b\uac8c \ub418\uc5b4 \uc2e4\uc81c\u000d\u000a\ubc1c\uc0dd\ud55c \uc190\ud574\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \ubcf4\uc0c1\uc774 \uc774\ub904\uc9c0\uac8c \ub418\ub294 \uc810\uc744 \ubc29\uc9c0\ud558\uace0\uc790 \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \u000d\u000a\uad50\ud1b5\uc0ac\uace0\ub85c 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(Q&A) \uc720\uc871\uc5f0\uae08\uacfc \uc7a5\uc560\uc5f0\uae08\uc744 \uc81c\uc678\ud55c \ub178\ub839(\ubd84\ud560)\uc5f0\uae08\uc5d0 \ub300\ud574\uc11c\ub294 \uc138\uae08\uc774\u000d\u000a\ubd80\uacfc\ub429\ub2c8\ub2e4.\u000d\u000a\uad6d\ubbfc\uc5f0\uae08\uc740 2002\ub144 \uc774\ud6c4 \ub0a9\ubd80\ud55c \ubcf4\ud5d8\ub8cc\uc5d0 \ub300\ud574 \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \u000d\u000a\uc774\uc5d0 \ub530\ub77c 2002\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \uac00\uc785\uae30\uac04\uc5d0 \uc758\ud574 \uc0b0\uc815\ub41c \uacfc\uc138\ub300\uc0c1 \uc5f0\uae08\uc561\uc774 \u000d\u000a\uc5f0 770\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uc138\uae08\uc744 \ubd80\uacfc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud55c \uc18c\ub4dd\uc138 \ubc0f \u000d\u000a\uc9c0\ubc29\uc18c\ub4dd\uc138 \ub0a9\ubd80\ub294 \uc5f0\uae08 \uc9c0\uae09 \uc2dc\uc5d0 \uac04\uc774\uc138\uc561\ud45c\uc5d0 \ub530\ub978 \uc138\uc561\uc744 \uc6d0\ucc9c \uc9d5\uc218\ud558\uae30 \u000d\u000a\ub54c\ubb38\uc5d0 \uc218\uae09\uc790\uac00 \ub530\ub85c \ub0a9\ubd80\ud558\uc2e4 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.\u000d\u000a\ucc38\uace0\ub85c \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc9c0 \uc54a\uc740 \uc5f0\uae08\ubcf4\ud5d8\ub8cc(\ubcf8\uc778 \uae30\uc5ec\uae08)\uc5d0 \ub300\ud574 \u300c\uc5f0\uae08\ubcf4\ud5d8\ub8cc \ub4f1\u000d\u000a\uc18c\ub4dd\u318d\uc138\uc561 \uacf5\uc81c\ud655\uc778\uc11c\u300d(\uc138\ubb34\uc11c\ub098 \ud648\ud0dd\uc2a4\uc5d0\uc11c \ubc1c\uae09)\ub97c \uacf5\ub2e8\uc5d0 \uc81c\ucd9c\ud558\uc2dc\uba74 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc\u000d\u000a1\ucc28 \uc5f0\ub3c4 \uacfc\uc138\ub300\uc0c1 \uc5f0\uae08\uc561\ubd80\ud130 \uc21c\ucc28\uc801\uc73c\ub85c \uc81c\uc678\ud569\ub2c8\ub2e4. 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QnA\u000d\u000aQ. \uc5b4\ub5bb\uac8c \uc2e0\uccad\ud558\ub098\uc694?\u000d\u000aA. \uc0ac\uc804 \uc2e0\uccad\ud560 \ud544\uc694 \uc5c6\uc774, \uad6d\ubbfc\uc5f0\uae08\uc744 \uccad\uad6c\ud560 \ub54c \ud568\uaed8 \uc2e0\uccad\ud558\uc138\uc694.\u000d\u000aQ. \ubd80\ubaa8 \ub458 \ub2e4 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u000d\u000aA. \ubd80\ubaa8 \uc911 1\uc778\uc5d0\uac8c \uc804\ubd80 \uc778\uc815\ud558\uac70\ub098, \uac01\uac01 \uade0\ubd84\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000aQ. \uc5f0\uae08\uc561, \uc5bc\ub9c8\ub098 \uc624\ub974\ub098\uc694?\u000d\u000aA. \ucd9c\uc0b0\ud06c\ub808\ub527\uc73c\ub85c 12\uac1c\uc6d4 \uac00\uc785 \uae30\uac04\uc774 \ub298\uc5b4\ub098\uba74, \uc5f0\uae08\uc561\uc774 \uc6d4 3\ub9cc\uc6d0 \uc815\ub3c4 \ub298\uc5b4\ub098\ub294 \ud6a8\uacfc\uac00 \uc788\uc5b4\uc694.\u000d\u000a (\uc778\uc815 \uac00\uc785\uac1c\uc6d4 \uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc694) \u000d\u000a2023\ub144 12\uc6d4 \uae30\uc900,\u000d\u000a\uc218\uae09\uc790 4,984\uba85\uc774 \ub9e4\uc6d4 \ucd9c\uc0b0\ud06c\ub808\ub527\uc73c\ub85c 1\uc5b5 9\ucc9c 7\ubc31\ub9cc\uc6d0\uc744 \u2018\ub354\u2019 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.","50 \uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 \uc5f0\uae08\u318d\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\u000d\u000a\ub18d\u00b7\uc5b4\uc5c5\uc778\u000d\u000a\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\u000d\u000a\uc9c0\uc6d0\ub300\uc0c1: \ub18d\u00b7\uc5b4\uc5c5\uc778\uc778 \uc9c0\uc5ed\uac00\uc785\uc790 \ubc0f \uc9c0\uc5ed\uc784\uc758\uacc4\uc18d\uac00\uc785\uc790\u000d\u000a\uc81c\uc678\uae30\uc900: \uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900 12\uc5b5\uc6d0 \uc774\uc0c1, \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 6\ucc9c\ub9cc\uc6d0 \uc774\uc0c1\u000d\u000a\uc2e4\uc5c5\ud06c\ub808\ub527\u000d\u000a\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\u000d\u000a\uc9c0\uc6d0\ub300\uc0c1: \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uc790(\uc600\ub358 \uc790) \uc911 18\uc138 \uc774\uc0c1 60\uc138 \ubbf8\ub9cc\uc758 \uad6c\uc9c1\uae09\uc5ec \uc218\uae09\uc790\u000d\u000a\uc81c\uc678\uae30\uc900: \uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900 6\uc5b5\uc6d0 \ucd08\uacfc, \uc885\ud569\uc18c\ub4dd(\uadfc\ub85c\u00b7\uc0ac\uc5c5\uc18c\ub4dd \uc81c\uc678)\u000d\u000a1,680\ub9cc\uc6d0 \ucd08\uacfc\u000d\u000a\uc9c0\uc5ed\uac00\uc785\uc790\u000d\u000a\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\u000d\u000a\uc9c0\uc6d0\ub300\uc0c1: \uc0ac\uc5c5\uc911\ub2e8, \uc2e4\uc9c1 \ub4f1 \uacbd\uc81c\uc801 \uc0ac\uc720\uc778 \uc9c0\uc5ed\ub0a9\ubd80\uc608\uc678\uc790\uac00 \ub0a9\ubd80\uc7ac\uac1c \uc2dc\u000d\u000a\uc81c\uc678\uae30\uc900: \uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900 6\uc5b5\uc6d0 \uc774\uc0c1, \uc885\ud569\uc18c\ub4dd(\uadfc\ub85c\u00b7\uc0ac\uc5c5\uc18c\ub4dd \uc81c\uc678) 1,680\ub9cc\uc6d0 \uc774\uc0c1 \u000d\u000a* \uc2e4\uc5c5\ud06c\ub808\ub527, \ub18d\u00b7\uc5b4\uc5c5\uc778 \ubcf4\ud5d8\ub8cc \uc9c0\uc6d0 \ubc1b\ub294 \uacbd\uc6b0 \uc81c\uc678 \u000d\u000a\ub450\ub8e8\ub204\ub9ac\u000d\u000a\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\u000d\u000a\uc9c0\uc6d0\ub300\uc0c1: \uadfc\ub85c\uc790 \uc218 10\uba85 \ubbf8\ub9cc \uc0ac\uc5c5\uc7a5\uc758 \uc6d4\uc18c\ub4dd 270\ub9cc\uc6d0 \ubbf8\ub9cc\uc778 \uadfc\ub85c\uc790\u000d\u000a\uc81c\uc678\uae30\uc900: \uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900 6\uc5b5\uc6d0 \uc774\uc0c1, \uc885\ud569\uc18c\ub4dd \uc5f0\uac04 4,300\ub9cc\uc6d0 \uc774\uc0c1\u000d\u000a* \uc2e0\uccad\uc77c \uc9c1\uc804 6\uac1c\uc6d4\uac04 \uc0ac\uc5c5\uc7a5 \uac00\uc785\uc774\ub825\uc774 \uc874\uc7ac\ud558\ub294 \uacbd\uc6b0 \uc81c\uc678\u000d\u000a\uac00\uc0ac\uadfc\ub85c\uc790\u000d\u000a\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\u000d\u000a\uc9c0\uc6d0\ub300\uc0c1: \uac00\uc0ac\uc11c\ube44\uc2a4 \uc81c\uacf5\uae30\uad00\uc73c\ub85c \uc778\uc99d\ubc1b\uc740 \ubc95\uc778\uc0ac\uc5c5\uc7a5\uc5d0 \uadfc\ubb34\ud558\ub294 \uc6d4\uc18c\ub4dd\u000d\u000a 270\ub9cc\uc6d0 \ubbf8\ub9cc\uc778 \uac00\uc0ac\uadfc\ub85c\uc790\u000d\u000a\uc81c\uc678\uae30\uc900: \uc7ac\uc0b0\uc138 \uacfc\uc138\ud45c\uc900 6\uc5b5\uc6d0 \uc774\uc0c1, \uc885\ud569\uc18c\ub4dd \uc5f0\uac04 4,300\ub9cc\uc6d0 \uc774\uc0c1\u000d\u000a\uad70\ubcf5\ubb34\ud06c\ub808\ub527\u000d\u000a\uad70\ubcf5\ubb34\ud06c\ub808\ub527\uc740 \uad70 \ubcf5\ubb34 \uae30\uac04 \uc77c\ubd80\ub97c \uac00\uc785\uae30\uac04\uc73c\ub85c \uc778\uc815\ud558\uc5ec \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.\u000d\u000a2008\ub144 1\uc6d4 1\uc77c \uc774\ud6c4\uc5d0 6\uac1c\uc6d4 \uc774\uc0c1 \uad70 \ubcf5\ubb34*\ub97c \ud558\uc600\uc73c\uba74 \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\uc744 \ub54c \ucd94\uac00\ub85c \u000d\u000a6\uac1c\uc6d4\uc744 \uac00\uc785\uae30\uac04\uc5d0 \ud3ec\ud568\ud558\uc5ec \ub4dc\ub9bd\ub2c8\ub2e4.\u000d\u000a* \u300c\ubcd1\uc5ed\ubc95\u300d\uc5d0 \ub530\ub978 \ud604\uc5ed\ubcd1, \uc0ac\ud68c\ubcf5\ubb34\uc694\uc6d0, \uc804\ud658\ubcf5\ubb34\uc790, \uc0c1\uadfc\uc608\ube44\uc5ed, \uad6d\uc81c\ud611\ub825\ubd09\uc0ac\uc694\uc6d0, \uacf5\uc775\uadfc\ubb34\uc694\uc6d0\u000d\u000a\ucd94\uac00\ub41c \uac00\uc785\uae30\uac04\uc740 \uc5f0\uae08\uc744 \ubc1b\uac8c \ub418\ub294 \uc2dc\uc810\uc758 A\uac12*\uc758 2\ubd84\uc758 1\uc5d0 \ud574\ub2f9\ud558\ub294 \uc18c\ub4dd\uc73c\ub85c \u000d\u000a\uc778\uc815\ud558\uc5ec \uc5f0\uae08\uc561\uc744 \uc0b0\uc815\ud569\ub2c8\ub2e4.\u000d\u000a* A\uac12: \ucd5c\uadfc 3\ub144 \uac04 \uc804\uccb4 \uc0ac\uc5c5\uc7a5\uac00\uc785\uc790 \ubc0f \uc9c0\uc5ed\uac00\uc785\uc790\uc758 \ud3c9\uade0\uc18c\ub4dd\uc6d4\uc561\uc758 \ud3c9\uade0\uc561(2024\ub144\ub3c4 2,989,237\uc6d0)\u000d\u000a\uc5f0\uae08\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\uc81c\ub3c4(2024\ub144 \uae30\uc900)\u000d\u000a\uc5f0\uae08\ubcf4\ud5d8\ub8cc \uc9c0\uc6d0\uc81c\ub3c4\ub780 \uad6d\ubbfc\uc758 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc744 \uc904\uc774\ub3c4\ub85d \uc5f0\uae08\ubcf4\ud5d8\ub8cc \uc77c\ubd80\ub97c\u000d\u000a\uad6d\uac00\uac00 \uc608\uc0b0\uc758 \ubc94\uc704\uc5d0\uc11c \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.\u000d\u000a\u25a0 \ub18d\u00b7\uc5b4\uc5c5\uc778 \uac00\uc785\uc790: \uc5f0\uae08\ubcf4\ud5d8\ub8cc\uc758 50% \uc9c0\uc6d0(\uc6d4 \ucd5c\ub300 46,350\uc6d0)\u000d\u000a\u25a0 \uad6c\uc9c1\uae09\uc5ec \uc218\uae09\uc790(\uc2e4\uc5c5\ud06c\ub808\ub527): \uc5f0\uae08\ubcf4\ud5d8\ub8cc\uc758 75% \uc9c0\uc6d0(\uc6d4 \ucd5c\ub300 47,250\uc6d0)\u000d\u000a\u25a0 \uc800\uc18c\ub4dd \uc9c0\uc5ed\uac00\uc785\uc790: \uc5f0\uae08\ubcf4\ud5d8\ub8cc\uc758 50% \uc9c0\uc6d0(\uc6d4 \ucd5c\ub300 46,350\uc6d0)\u000d\u000a\u25a0 \uc800\uc18c\ub4dd \uadfc\ub85c\uc790(\ub450\ub8e8\ub204\ub9ac, \uac00\uc0ac\uadfc\ub85c): \uc5f0\uae08\ubcf4\ud5d8\ub8cc\uc758 80% \uc9c0\uc6d0(\uc6d4 \ucd5c\ub300 194,320\uc6d0\u000d\u000a \uc0ac\uc6a9\uc790 \ubd80\ub2f4\uae08 \ud3ec\ud568)","51\uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc\ubd81\uc54c\uc544\ub450\uba74 \uc4f8\ubaa8\uc788\ub294 \uad6d\ubbfc\uc5f0\uae08 \uc815\ubcf4 \ubbf8\ub798\uc138\ub300 \uc0ac\ub791 \ub354\ud558\uae30\u000d\u000a\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc740 \uccad\ub144 \ucde8\uc57d\uacc4\uce35\uc758 \uc790\ub9bd\uc5ed\ub7c9 \uac15\ud654\ub97c \uc704\ud574 \uc720\uc871\uc5f0\uae08 \uc218\uae09\uc544\ub3d9\uc744 \uc704\ud55c\u000d\u000a\ub514\ub524\uc528\uc557\ud1b5\uc7a5* \ud6c4\uc6d0 \ud65c\ub3d9\uacfc \uc800\uc18c\ub4dd \uc218\uae09\uc790 \uc790\ub140\uc5d0\uac8c \uc7a5\ud559\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \ud76c\ub9dd\uc787\ub294\u000d\u000a\uc7a5\ud559\uc9c0\uc6d0\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a\ub610\ud55c \uc9c0\uc5ed\uc544\ub3d9\uc13c\ud130 \uc544\ub3d9\uc5d0\uac8c \uc0ac\ud68c\ubcf4\uc7a5\uc81c\ub3c4 \uad50\uc721\uacfc \ub098\ub214 \uad00\ub828 \uc0ac\ud68c\ud65c\ub3d9\uc744 \uc9c0\uc6d0\ud558\ub294 \u000d\u000a\uad6d\ubbfc\uc5f0\uae08 \ub098\ub214\uad50\uc2e4\uc744 \ud1b5\ud574 \ubbf8\ub798\uc138\ub300\uac00 \uc62c\ubc14\ub978 \uc0ac\ud68c\uad6c\uc131\uc6d0\uc73c\ub85c \uc790\ub77c\ub0a0 \uc218 \uc788\ub3c4\ub85d \u000d\u000a\uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a* \ub514\ub524\uc528\uc557\ud1b5\uc7a5: \ucde8\uc57d\uacc4\uce35 \uc544\ub3d9\uc758 \ud559\uc790\uae08\u00b7\uc8fc\uac70\u00b7\ucde8\uc5c5\ud6c8\ub828 \ub4f1 \uc0ac\ud68c \uc9c4\ucd9c\uc5d0 \ud544\uc694\ud55c \ucd08\uae30 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ud558\ub294 \ud65c\ub3d9\u000d\u000a\uc0ac\ud68c\uc801\uac00\uce58 \uc2e4\ud604 \uc0ac\ub791+ The\ud558\uae30\u000d\u000a\uc6b0\ub9ac \uc0b6\uc5d0 \uac00\uce58\ub97c \ub354+\ud558\ub294 \uad6d\ubbfc\uc758 \uc5f0\uae08!\u000d\u000a\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc740 \u2018NPS \uc0ac\ub791 \ub354\ud558\uae30\u2019\ub77c\ub294 \uc0ac\ud68c\uacf5\ud5cc \ube0c\ub79c\ub4dc\ub97c \ud1b5\ud558\uc5ec \ubbf8\ub798\uc138\ub300, \u000d\u000a\uac00\uc785\uc790, \uc218\uae09\uc790, \uc7a5\uc560\uc778, \uc9c0\uc5ed\uc0ac\ud68c \ub4f1 \uc138\ub300\ubcc4 \ucde8\uc57d\uacc4\uce35\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc0ac\ud68c\uacf5\ud5cc\u000d\u000a\ud65c\ub3d9\uc744 \uc218\ud589 \uc911\uc785\ub2c8\ub2e4.\u000d\u000a\ud2b9\ud788, 2022\ub144\ubd80\ud130 (\uc7ac)\uad6d\ubbfc\uc5f0\uae08\ub098\ub214\uc7ac\ub2e8*\uc744 \ud1b5\ud574 \uc0ac\ud68c\uacf5\ud5cc \uc804\ubb38\uc131\uc744 \uac16\ucd94\uc5b4 \u000d\u000a\ub098\uac00\uba70, \u2018\uae30\uc5ec\uc790\uc640 \uc218\ud61c\uc790\u2019\uac04 \uc120\uc21c\ud658\uc801 \uc0ac\ud68c \ubb38\uc81c \ud574\uacb0\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\u000d\u000a* (\uc7ac)\uad6d\ubbfc\uc5f0\uae08\ub098\ub214\uc7ac\ub2e8: \uad6d\ubbfc\uc758 \ub178\ud6c4\uc18c\ub4dd \ubcf4\uc7a5\uacfc \ud589\ubcf5\ud55c \uc0b6\uc5d0 \uae30\uc5ec\ud558\uace0\uc790 \uad6d\ubbfc\uc5f0\uae08 \uc218\uae09\uc790\u00b7\uac00\uc785\uc790\u00b7\ubbf8\ub798\u000d\u000a\uc138\ub300\uc5d0\uac8c \ubb3c\ud488 \uc9c0\uc6d0, \uad50\uc721 \uc81c\uacf5 \ub4f1 \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc2e4\ud604\ud558\ub294 \ubcf5\uc9c0\uc804\ubb38\uae30\uad00","52\uad6d\ubbfc \ubaa8\ub450\uac00 \ud589\ubcf5\ud55c \uc0c1\uc0dd\uc758 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